ASSURANCES LAURENT GUILLET : revenue, balance sheet and financial ratios

ASSURANCES LAURENT GUILLET is a French company founded 19 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in COMBS-LA-VILLE (77380), this company of category PME shows in 2017 a revenue of 566 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURANCES LAURENT GUILLET (SIREN 493005144)
Indicator 2024 2023 2022 2021 2020 2017 2016
Revenue N/C N/C N/C N/C N/C 566 460 € 520 083 €
Net income 256 352 € 227 608 € 219 734 € 229 843 € 197 464 € 97 316 € 84 828 €
EBITDA N/C N/C N/C N/C N/C 152 289 € 139 181 €
Net margin N/C N/C N/C N/C N/C 17.2% 16.3%

Revenue and income statement

In 2024, ASSURANCES LAURENT GUILLET generates positive net income of 256 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 85 k€ -> 256 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

256 352 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 80%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

11.372%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

79.901%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

50.7%

Solvency indicators evolution
ASSURANCES LAURENT GUILLET

Sector positioning

Debt ratio
11.37 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Average

In 2024, the debt ratio of ASSURANCES LAURENT GUILLET (11.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
79.9% 2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Excellent +8 pts over 3 years

In 2024, the financial autonomy of ASSURANCES LAURENT GUILLET (79.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 391.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

391.381

Liquidity indicators evolution
ASSURANCES LAURENT GUILLET

Sector positioning

Liquidity ratio
391.38 2024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Good +19 pts over 3 years

In 2024, the liquidity ratio of ASSURANCES LAURENT GUILLET (391.38) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ASSURANCES LAURENT GUILLET

Positioning of ASSURANCES LAURENT GUILLET in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSURANCES LAURENT GUILLET is estimated at 515 951 € (range 244 055€ - 2 355 783€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
244k€ 515k€ 2355k€
515 951 € Range: 244 055€ - 2 355 783€
NAF 5 all-time

Valuation method used

Net Income Multiple
256 352 € × 2.0x = 515 952 €
Range: 244 055€ - 2 355 783€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURANCES LAURENT GUILLET with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSURANCES LAURENT GUILLET

What is the revenue of ASSURANCES LAURENT GUILLET ?

The revenue of ASSURANCES LAURENT GUILLET in 2017 is 566 k€.

Is ASSURANCES LAURENT GUILLET profitable?

Yes, ASSURANCES LAURENT GUILLET generated a net profit of 256 k€ in 2024.

Where is the headquarters of ASSURANCES LAURENT GUILLET ?

The headquarters of ASSURANCES LAURENT GUILLET is located in COMBS-LA-VILLE (77380), in the department Seine-et-Marne.

Where to find the tax return of ASSURANCES LAURENT GUILLET ?

The tax return of ASSURANCES LAURENT GUILLET is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURANCES LAURENT GUILLET operate?

ASSURANCES LAURENT GUILLET operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.