ASSURANCES LABAT PERIN COAT : revenue, balance sheet and financial ratios

ASSURANCES LABAT PERIN COAT is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MARMANDE (47200), this company of category PME shows in 2017 a revenue of 861 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURANCES LABAT PERIN COAT (SIREN 814799003)
Indicator 2019 2018 2017 2016
Revenue N/C N/C 861 402 € 829 399 €
Net income 70 294 € 99 734 € 75 749 € 55 501 €
EBITDA N/C N/C 100 892 € 72 139 €
Net margin N/C N/C 8.8% 6.7%

Revenue and income statement

In 2019, ASSURANCES LABAT PERIN COAT generates positive net income of 70 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2019: 56 k€ -> 70 k€.

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

70 294 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

17.292%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

78.131%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

61.5%

Solvency indicators evolution
ASSURANCES LABAT PERIN COAT

Sector positioning

Debt ratio
17.29 2019
2017
2018
2019
Q1: 0.02
Med: 10.33
Q3: 63.27
Average

In 2019, the debt ratio of ASSURANCES LABAT PERIN COAT (17.29) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
78.13% 2019
2017
2018
2019
Q1: 15.63%
Med: 46.49%
Q3: 74.02%
Excellent

In 2019, the financial autonomy of ASSURANCES LABAT PERIN COAT (78.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
2.51 years 2017
2017
Q1: 0.0 years
Med: 0.06 years
Q3: 1.92 years
Average

In 2017, the repayment capacity of ASSURANCES LABAT PERIN COAT (2.51) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 199.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

198.999

Liquidity indicators evolution
ASSURANCES LABAT PERIN COAT

Sector positioning

Liquidity ratio
199.0 2019
2017
2018
2019
Q1: 110.27
Med: 205.98
Q3: 471.66
Average +15 pts over 3 years

In 2019, the liquidity ratio of ASSURANCES LABAT PERIN COAT (199.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
3.79x 2017
2017
Q1: 0.0x
Med: 0.0x
Q3: 2.77x
Excellent

In 2017, the interest coverage of ASSURANCES LABAT PERIN COAT (3.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ASSURANCES LABAT PERIN COAT

Positioning of ASSURANCES LABAT PERIN COAT in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 57 334€ to 348 486€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2019
Indicative
57k€ 86k€ 348k€
86 517 € Range: 57 334€ - 348 486€
NAF 5 année 2019

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURANCES LABAT PERIN COAT with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSURANCES LABAT PERIN COAT

What is the revenue of ASSURANCES LABAT PERIN COAT ?

The revenue of ASSURANCES LABAT PERIN COAT in 2017 is 861 k€.

Is ASSURANCES LABAT PERIN COAT profitable?

Yes, ASSURANCES LABAT PERIN COAT generated a net profit of 70 k€ in 2019.

Where is the headquarters of ASSURANCES LABAT PERIN COAT ?

The headquarters of ASSURANCES LABAT PERIN COAT is located in MARMANDE (47200), in the department Lot-et-Garonne.

Where to find the tax return of ASSURANCES LABAT PERIN COAT ?

The tax return of ASSURANCES LABAT PERIN COAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURANCES LABAT PERIN COAT operate?

ASSURANCES LABAT PERIN COAT operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.