SIREN : 439571944
ASSURANCES GUILLOT is a French company founded 24 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in FEURS (42110), this company of category PME shows in 2024 a revenue of 959 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 958 640 € | 851 658 € | 826 551 € | 762 845 € | 714 999 € | 678 773 € | 651 472 € | 672 704 € | 693 365 € |
| Net income | 87 477 € | 75 016 € | 91 398 € | 80 937 € | 60 451 € | 57 588 € | 39 743 € | 60 237 € | 48 681 € |
| EBITDA | 89 180 € | 77 232 € | 87 078 € | 75 953 € | 53 891 € | 29 088 € | -1 567 € | 10 504 € | 6 700 € |
| Net margin | 9.1% | 8.8% | 11.1% | 10.6% | 8.5% | 8.5% | 6.1% | 9.0% | 7.0% |
In 2024, ASSURANCES GUILLOT achieves revenue of 959 k€. Revenue is growing positively over 9 years (CAGR: +4.1%). Vs 2023, growth of +13% (852 k€ -> 959 k€). After deducting consumption (0 €), gross margin stands at 959 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 89 k€, representing 9.3% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 87 k€, i.e. 9.1% of revenue. This profit can be retained or distributed to shareholders.
958 640 €
958 640 €
89 180 €
86 493 €
87 477 €
9.2%
The debt ratio (= Financial debt / Equity x 100) stands at 114%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 9.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
114.418%
42.511%
9.343%
5.082
4.7%
In 2024, the debt ratio of ASSURANCES GUILLOT (114.42) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ASSURANCES GUILLOT (42.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ASSURANCES GUILLOT (5.08) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 792.14. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 29.6x. Operating income very largely covers interest expenses: high safety margin.
792.138
29.627
In 2024, the liquidity ratio of ASSURANCES GUILLOT (792.14) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of ASSURANCES GUILLOT (29.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 23 days. Overall, WCR represents 23 days of revenue, i.e. 60 k€ to permanently finance.
60 040 €
0 j
23 j
0 j
23 j
Based on 193 transactions of similar company sales (all years), the value of ASSURANCES GUILLOT is estimated at 371 733 € (range 109 390€ - 961 794€). With an EBITDA of 89 180€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURANCES GUILLOT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURANCES GUILLOT in 2024 is 959 k€.
Yes, ASSURANCES GUILLOT generated a net profit of 87 k€ in 2024.
The headquarters of ASSURANCES GUILLOT is located in FEURS (42110), in the department Loire.
The tax return of ASSURANCES GUILLOT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURANCES GUILLOT operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.