Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ASSURANCES GHK : revenue, balance sheet and financial ratios

ASSURANCES GHK is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-NAZAIRE (44600), this company of category PME shows in 2023 a net income positive of 113 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURANCES GHK (SIREN 511647620)
Indicator 2023 2020 2019 2018 2017
Revenue N/C N/C N/C N/C N/C
Net income 113 023 € 48 815 € 57 660 € 29 330 € 74 009 €
EBITDA N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C

Revenue and income statement

In 2023, ASSURANCES GHK generates positive net income of 113 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2023: 74 k€ -> 113 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

113 023 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.379%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

83.721%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

79.9%

Solvency indicators evolution
ASSURANCES GHK

Sector positioning

Debt ratio
5.38 2023
2019
2020
2023
Q1: 0.0
Med: 8.56
Q3: 49.67
Good -12 pts over 3 years

In 2023, the debt ratio of ASSURANCES GHK (5.38) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
83.72% 2023
2019
2020
2023
Q1: 14.09%
Med: 47.12%
Q3: 74.18%
Excellent

In 2023, the financial autonomy of ASSURANCES GHK (83.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 255.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

255.932

Liquidity indicators evolution
ASSURANCES GHK

Sector positioning

Liquidity ratio
255.93 2023
2019
2020
2023
Q1: 123.5
Med: 243.58
Q3: 584.99
Good +25 pts over 3 years

In 2023, the liquidity ratio of ASSURANCES GHK (255.93) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of ASSURANCES GHK in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSURANCES GHK is estimated at 227 477 € (range 107 601€ - 1 038 640€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
107k€ 227k€ 1038k€
227 477 € Range: 107 601€ - 1 038 640€
NAF 5 all-time

Valuation method used

Net Income Multiple
113 023 € × 2.0x = 227 478 €
Range: 107 601€ - 1 038 641€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURANCES GHK with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSURANCES GHK

What is the revenue of ASSURANCES GHK ?

The revenue of ASSURANCES GHK is not publicly disclosed (confidential accounts filed with INPI).

Is ASSURANCES GHK profitable?

Yes, ASSURANCES GHK generated a net profit of 113 k€ in 2023.

Where is the headquarters of ASSURANCES GHK ?

The headquarters of ASSURANCES GHK is located in SAINT-NAZAIRE (44600), in the department Loire-Atlantique.

Where to find the tax return of ASSURANCES GHK ?

The tax return of ASSURANCES GHK is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURANCES GHK operate?

ASSURANCES GHK operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.