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ASSURANCES FINANCE CONSEILS MARGAND : revenue, balance sheet and financial ratios

ASSURANCES FINANCE CONSEILS MARGAND is a French company founded 15 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MACON (71000), this company of category PME shows in 2024 a net income positive of 53 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURANCES FINANCE CONSEILS MARGAND (SIREN 522800747)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C N/C N/C N/C
Net income 53 317 € 29 845 € 84 528 € 138 160 € 120 288 € 174 302 € 127 600 € 52 607 € 215 531 €
EBITDA N/C N/C N/C N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, ASSURANCES FINANCE CONSEILS MARGAND generates positive net income of 53 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 216 k€ -> 53 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

53 317 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

24.158%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

75.814%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

75.3%

Solvency indicators evolution
ASSURANCES FINANCE CONSEILS MARGAND

Sector positioning

Debt ratio
24.16 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average +21 pts over 3 years

In 2024, the debt ratio of ASSURANCES FINANCE CONSEI... (24.16) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
75.81% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good

In 2024, the financial autonomy of ASSURANCES FINANCE CONSEI... (75.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 264.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

264.833

Liquidity indicators evolution
ASSURANCES FINANCE CONSEILS MARGAND

Sector positioning

Liquidity ratio
264.83 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good +18 pts over 3 years

In 2024, the liquidity ratio of ASSURANCES FINANCE CONSEI... (264.83) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of ASSURANCES FINANCE CONSEILS MARGAND in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSURANCES FINANCE CONSEILS MARGAND is estimated at 107 309 € (range 50 759€ - 489 964€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
50k€ 107k€ 489k€
107 309 € Range: 50 759€ - 489 964€
NAF 5 all-time

Valuation method used

Net Income Multiple
53 317 € × 2.0x = 107 309 €
Range: 50 759€ - 489 964€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURANCES FINANCE CONSEILS MARGAND with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSURANCES FINANCE CONSEILS MARGAND

What is the revenue of ASSURANCES FINANCE CONSEILS MARGAND ?

The revenue of ASSURANCES FINANCE CONSEILS MARGAND is not publicly disclosed (confidential accounts filed with INPI).

Is ASSURANCES FINANCE CONSEILS MARGAND profitable?

Yes, ASSURANCES FINANCE CONSEILS MARGAND generated a net profit of 53 k€ in 2024.

Where is the headquarters of ASSURANCES FINANCE CONSEILS MARGAND ?

The headquarters of ASSURANCES FINANCE CONSEILS MARGAND is located in MACON (71000), in the department Saone-et-Loire.

Where to find the tax return of ASSURANCES FINANCE CONSEILS MARGAND ?

The tax return of ASSURANCES FINANCE CONSEILS MARGAND is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURANCES FINANCE CONSEILS MARGAND operate?

ASSURANCES FINANCE CONSEILS MARGAND operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.