SIREN : 821219979
ASSURANCES DISSOUBRAY is a French company founded 9 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS ([ND]), this company of category PME shows in 2020 a revenue of 121 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 |
|---|---|---|
| Revenue | 120 721 € | 107 728 € |
| Net income | 35 844 € | 34 344 € |
| EBITDA | 43 634 € | 41 928 € |
| Net margin | 29.7% | 31.9% |
In 2020, ASSURANCES DISSOUBRAY achieves revenue of 121 k€. Vs 2019, growth of +12% (108 k€ -> 121 k€). After deducting consumption (0 €), gross margin stands at 121 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 44 k€, representing 36.1% of revenue. Warning negative scissor effect: despite revenue change (+12%), EBITDA varies by +4%, reducing margin by 2.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 36 k€, i.e. 29.7% of revenue. This profit can be retained or distributed to shareholders.
120 721 €
120 721 €
43 634 €
43 211 €
35 844 €
36.1%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 30.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.411%
3.993%
30.243%
0.108
41.7%
In 2020, the debt ratio of ASSURANCES DISSOUBRAY (4.41) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of ASSURANCES DISSOUBRAY (4.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of ASSURANCES DISSOUBRAY (0.11) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 219.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.4x. Danger: operating income does not cover interest charges, unsustainable situation.
219.925
0.438
In 2020, the liquidity ratio of ASSURANCES DISSOUBRAY (219.93) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of ASSURANCES DISSOUBRAY (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 39 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 7 days. The gap of 32 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 17 days of revenue, i.e. 6 k€ to permanently finance.
5 704 €
39 j
7 j
0 j
17 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 150 843€ to 469 903€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURANCES DISSOUBRAY with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURANCES DISSOUBRAY in 2020 is 121 k€.
Yes, ASSURANCES DISSOUBRAY generated a net profit of 36 k€ in 2020.
The headquarters of ASSURANCES DISSOUBRAY is located in PARIS ([ND]).
The tax return of ASSURANCES DISSOUBRAY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURANCES DISSOUBRAY operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.