SIREN : 890439847
ASSURANCES DE LA ROSA is a French company founded 5 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VIAS (34450), this company of category PME shows in 2022 a revenue of 25 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 |
|---|---|---|
| Revenue | 24 635 € | N/C |
| Net income | 4 849 € | 0 € |
| EBITDA | 5 387 € | N/C |
| Net margin | 19.7% | N/C |
In 2022, ASSURANCES DE LA ROSA achieves revenue of 25 k€. After deducting consumption (0 €), gross margin stands at 25 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 21.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5 k€, i.e. 19.7% of revenue. This profit can be retained or distributed to shareholders.
24 635 €
24 635 €
5 387 €
4 927 €
4 849 €
21.9%
The debt ratio (= Financial debt / Equity x 100) stands at -406%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 125%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 21.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-406.053%
125.316%
21.551%
0.747
60.1%
In 2022, the debt ratio of ASSURANCES DE LA ROSA (-406.05) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of ASSURANCES DE LA ROSA (125.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of ASSURANCES DE LA ROSA (0.75) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 90.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.5x. Coverage is limited: any activity downturn would jeopardize interest payments.
90.578
1.541
In 2022, the liquidity ratio of ASSURANCES DE LA ROSA (90.58) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of ASSURANCES DE LA ROSA (1.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 10 days. Favorable situation: supplier credit is longer than customer credit by 10 days. WCR is negative (-170 days): operations structurally generate cash.
-11 654 €
0 j
10 j
0 j
-170 j
Based on 193 transactions of similar company sales (all years), the value of ASSURANCES DE LA ROSA is estimated at 12 473 € (range 3 790€ - 39 060€). With an EBITDA of 5 387€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURANCES DE LA ROSA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURANCES DE LA ROSA in 2022 is 25 k€.
Yes, ASSURANCES DE LA ROSA generated a net profit of 5 k€ in 2022.
The headquarters of ASSURANCES DE LA ROSA is located in VIAS (34450), in the department Herault.
The tax return of ASSURANCES DE LA ROSA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURANCES DE LA ROSA operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.