ASSURANCES COURTAGE CONSEILS SERVICES : revenue, balance sheet and financial ratios

ASSURANCES COURTAGE CONSEILS SERVICES is a French company founded 25 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75009), this company of category PME shows in 2016 a revenue of 2.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURANCES COURTAGE CONSEILS SERVICES (SIREN 434080438)
Indicator 2024 2023 2017 2016 2015
Revenue N/C N/C N/C 2 716 625 € 2 774 848 €
Net income 146 373 € 98 550 € 136 820 € 97 574 € 154 052 €
EBITDA N/C N/C N/C 184 915 € 340 214 €
Net margin N/C N/C N/C 3.6% 5.6%

Revenue and income statement

In 2024, ASSURANCES COURTAGE CONSEILS SERVICES generates positive net income of 146 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2024: 154 k€ -> 146 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

146 373 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 46%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

45.569%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

27.867%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.0%

Solvency indicators evolution
ASSURANCES COURTAGE CONSEILS SERVICES

Sector positioning

Debt ratio
45.57 2024
2017
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Average +19 pts over 3 years

In 2024, the debt ratio of ASSURANCES COURTAGE CONSE... (45.57) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
27.87% 2024
2017
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Average +6 pts over 3 years

In 2024, the financial autonomy of ASSURANCES COURTAGE CONSE... (27.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 92.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

92.604

Liquidity indicators evolution
ASSURANCES COURTAGE CONSEILS SERVICES

Sector positioning

Liquidity ratio
92.6 2024
2017
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Watch

In 2024, the liquidity ratio of ASSURANCES COURTAGE CONSE... (92.60) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ASSURANCES COURTAGE CONSEILS SERVICES

Positioning of ASSURANCES COURTAGE CONSEILS SERVICES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSURANCES COURTAGE CONSEILS SERVICES is estimated at 294 600 € (range 139 351€ - 1 345 115€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
139k€ 294k€ 1345k€
294 600 € Range: 139 351€ - 1 345 115€
NAF 5 all-time

Valuation method used

Net Income Multiple
146 373 € × 2.0x = 294 600 €
Range: 139 352€ - 1 345 115€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURANCES COURTAGE CONSEILS SERVICES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSURANCES COURTAGE CONSEILS SERVICES

What is the revenue of ASSURANCES COURTAGE CONSEILS SERVICES ?

The revenue of ASSURANCES COURTAGE CONSEILS SERVICES in 2016 is 2.7 M€.

Is ASSURANCES COURTAGE CONSEILS SERVICES profitable?

Yes, ASSURANCES COURTAGE CONSEILS SERVICES generated a net profit of 146 k€ in 2024.

Where is the headquarters of ASSURANCES COURTAGE CONSEILS SERVICES ?

The headquarters of ASSURANCES COURTAGE CONSEILS SERVICES is located in PARIS (75009), in the department Paris.

Where to find the tax return of ASSURANCES COURTAGE CONSEILS SERVICES ?

The tax return of ASSURANCES COURTAGE CONSEILS SERVICES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURANCES COURTAGE CONSEILS SERVICES operate?

ASSURANCES COURTAGE CONSEILS SERVICES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.