ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB : revenue, balance sheet and financial ratios

ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB is a French company founded 13 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LIMOGES (87000), this company of category PME shows in 2022 a revenue of 799 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB (SIREN 751653601)
Indicator 2024 2023 2022 2021 2020 2019 2016
Revenue N/C N/C 798 549 € N/C N/C N/C 710 284 €
Net income 40 644 € 101 487 € 121 478 € 98 960 € 101 950 € 76 362 € 89 184 €
EBITDA N/C N/C 146 069 € N/C N/C N/C 80 671 €
Net margin N/C N/C 15.2% N/C N/C N/C 12.6%

Revenue and income statement

In 2024, ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB generates positive net income of 41 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 89 k€ -> 41 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

40 644 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.328%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

74.808%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

17.7%

Solvency indicators evolution
ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB

Sector positioning

Debt ratio
1.33 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Good -6 pts over 3 years

In 2024, the debt ratio of ASSURANCES CONSEILS MAISO... (1.33) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
74.81% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good

In 2024, the financial autonomy of ASSURANCES CONSEILS MAISO... (74.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.54 years 2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Average

In 2022, the repayment capacity of ASSURANCES CONSEILS MAISO... (0.54) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 86.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

86.814

Liquidity indicators evolution
ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB

Sector positioning

Liquidity ratio
86.81 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Watch +7 pts over 3 years

In 2024, the liquidity ratio of ASSURANCES CONSEILS MAISO... (86.81) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
1.12x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.09x
Good

In 2022, the interest coverage of ASSURANCES CONSEILS MAISO... (1.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB

Positioning of ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB is estimated at 81 802 € (range 38 694€ - 373 503€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
38k€ 81k€ 373k€
81 802 € Range: 38 694€ - 373 503€
NAF 5 all-time

Valuation method used

Net Income Multiple
40 644 € × 2.0x = 81 803 €
Range: 38 694€ - 373 504€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB

What is the revenue of ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB ?

The revenue of ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB in 2022 is 799 k€.

Is ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB profitable?

Yes, ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB generated a net profit of 41 k€ in 2024.

Where is the headquarters of ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB ?

The headquarters of ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB is located in LIMOGES (87000), in the department Haute-Vienne.

Where to find the tax return of ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB ?

The tax return of ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB operate?

ASSURANCES CONSEILS MAISONNEUVE BEAUJON PAR ABREVIATION ACMB operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.