Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2007-07-01 (18 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: ABBEVILLE (80100), Somme
ASSURANCES CAMPION-DE BONCOURT : revenue, balance sheet and financial ratios
ASSURANCES CAMPION-DE BONCOURT is a French company
founded 18 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in ABBEVILLE (80100),
this company of category PME
shows in 2023 a revenue of 2.0 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - ASSURANCES CAMPION-DE BONCOURT (SIREN 499291722)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
2 030 078 €
1 838 759 €
1 620 340 €
1 346 555 €
1 372 129 €
1 295 171 €
1 333 010 €
1 192 609 €
Net income
405 825 €
156 995 €
155 224 €
166 377 €
196 414 €
184 307 €
179 532 €
212 442 €
115 100 €
EBITDA
N/C
189 973 €
189 780 €
238 233 €
290 517 €
263 796 €
261 569 €
323 844 €
178 288 €
Net margin
N/C
7.7%
8.4%
10.3%
14.6%
13.4%
13.9%
15.9%
9.7%
Revenue and income statement
In 2024, ASSURANCES CAMPION-DE BONCOURT generates positive net income of 406 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 115 k€ -> 406 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
405 825 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 54%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
54.473%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
56.917%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
6.362
3.166
1.014
0.453
1.414
78.788
82.894
61.915
54.473
Financial autonomy
88.216
87.397
93.295
92.1
90.962
50.496
48.239
56.181
56.917
Repayment capacity
0.476
0.153
0.062
0.03
0.094
4.711
5.06
4.011
None
Cash flow / Revenue
10.868%
17.07%
14.99%
14.16%
15.587%
10.177%
7.086%
6.602%
None%
Sector positioning
Debt ratio
54.472024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average
In 2024, the debt ratio of ASSURANCES CAMPION-DE BON... (54.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
56.92%2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good+7 pts over 3 years
In 2024, the financial autonomy of ASSURANCES CAMPION-DE BON... (56.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
4.01 years2023
2022
2023
Q1: 0.0 years
Med: 0.13 years
Q3: 2.03 years
Average
In 2023, the repayment capacity of ASSURANCES CAMPION-DE BON... (4.01) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 182.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
387.669
351.323
634.343
580.967
633.951
360.497
293.719
251.954
182.907
Interest coverage
2.047
0.738
0.49
0.054
0.0
2.701
2.76
2.306
None
Sector positioning
Liquidity ratio
182.912024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average-18 pts over 3 years
In 2024, the liquidity ratio of ASSURANCES CAMPION-DE BON... (182.91) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
2.31x2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 2.0x
Excellent
In 2023, the interest coverage of ASSURANCES CAMPION-DE BON... (2.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution ASSURANCES CAMPION-DE BONCOURT
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
119 225 €
70 063 €
133 467 €
49 644 €
61 524 €
55 075 €
-19 803 €
202 257 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
0
Supplier payment term (days)
21
21
16
16
22
8
13
8
0
Positioning of ASSURANCES CAMPION-DE BONCOURT in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of ASSURANCES CAMPION-DE BONCOURT is estimated at
816 791 €
(range 386 358€ - 3 729 386€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
386k€816k€3729k€
816 791 €Range: 386 358€ - 3 729 386€
NAF 5 all-time
Valuation method used
Net Income Multiple
405 825 €
×
2.0x
=816 792 €
Range: 386 358€ - 3 729 386€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare ASSURANCES CAMPION-DE BONCOURT with other companies in the same sector:
Frequently asked questions about ASSURANCES CAMPION-DE BONCOURT
What is the revenue of ASSURANCES CAMPION-DE BONCOURT ?
The revenue of ASSURANCES CAMPION-DE BONCOURT in 2023 is 2.0 M€.
Is ASSURANCES CAMPION-DE BONCOURT profitable?
Yes, ASSURANCES CAMPION-DE BONCOURT generated a net profit of 406 k€ in 2024.
Where is the headquarters of ASSURANCES CAMPION-DE BONCOURT ?
The headquarters of ASSURANCES CAMPION-DE BONCOURT is located in ABBEVILLE (80100), in the department Somme.
Where to find the tax return of ASSURANCES CAMPION-DE BONCOURT ?
The tax return of ASSURANCES CAMPION-DE BONCOURT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does ASSURANCES CAMPION-DE BONCOURT operate?
ASSURANCES CAMPION-DE BONCOURT operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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