Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ASSURANCES ALBERNY : revenue, balance sheet and financial ratios

ASSURANCES ALBERNY is a French company founded 14 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TOULOUSE (31000), this company of category PME shows in 2023 a net income positive of 87 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSURANCES ALBERNY (SIREN 538568254)
Indicator 2023
Revenue N/C
Net income 87 274 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2023, ASSURANCES ALBERNY generates positive net income of 87 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

87 274 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 37%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 67%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

37.252%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

67.254%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.5%

Solvency indicators evolution
ASSURANCES ALBERNY

Sector positioning

Debt ratio
37.25 2023
2023
Q1: 0.0
Med: 8.57
Q3: 49.39
Average

In 2023, the debt ratio of ASSURANCES ALBERNY (37.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
67.25% 2023
2023
Q1: 14.03%
Med: 47.19%
Q3: 74.22%
Good

In 2023, the financial autonomy of ASSURANCES ALBERNY (67.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 362.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

362.475

Liquidity indicators evolution
ASSURANCES ALBERNY

Sector positioning

Liquidity ratio
362.48 2023
2023
Q1: 123.62
Med: 243.64
Q3: 585.08
Good

In 2023, the liquidity ratio of ASSURANCES ALBERNY (362.48) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of ASSURANCES ALBERNY in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ASSURANCES ALBERNY is estimated at 175 653 € (range 83 087€ - 802 016€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
83k€ 175k€ 802k€
175 653 € Range: 83 087€ - 802 016€
NAF 5 all-time

Valuation method used

Net Income Multiple
87 274 € × 2.0x = 175 654 €
Range: 83 088€ - 802 017€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ASSURANCES ALBERNY with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ASSURANCES ALBERNY

What is the revenue of ASSURANCES ALBERNY ?

The revenue of ASSURANCES ALBERNY is not publicly disclosed (confidential accounts filed with INPI).

Is ASSURANCES ALBERNY profitable?

Yes, ASSURANCES ALBERNY generated a net profit of 87 k€ in 2023.

Where is the headquarters of ASSURANCES ALBERNY ?

The headquarters of ASSURANCES ALBERNY is located in TOULOUSE (31000), in the department Haute-Garonne.

Where to find the tax return of ASSURANCES ALBERNY ?

The tax return of ASSURANCES ALBERNY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSURANCES ALBERNY operate?

ASSURANCES ALBERNY operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.