SIREN : 305362162
ASSURANCES 2000 is a French company founded 50 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MONTREUIL (93100), this company of category ETI shows in 2024 a revenue of 76.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 76 427 484 € | 70 866 041 € | 69 885 709 € | 71 557 781 € | 71 860 232 € | 73 776 513 € | 75 045 926 € | 74 506 769 € | 67 844 172 € |
| Net income | 3 197 753 € | 3 563 791 € | 5 773 125 € | 7 841 632 € | 9 969 785 € | 9 481 838 € | 9 110 404 € | 8 108 963 € | 4 863 884 € |
| EBITDA | 7 746 564 € | 7 088 218 € | 10 927 425 € | 13 252 261 € | 16 477 430 € | 17 141 299 € | 17 159 030 € | 16 319 853 € | 2 321 110 € |
| Net margin | 4.2% | 5.0% | 8.3% | 11.0% | 13.9% | 12.9% | 12.1% | 10.9% | 7.2% |
In 2024, ASSURANCES 2000 achieves revenue of 76.4 M€. Revenue is growing positively over 9 years (CAGR: +1.5%). Vs 2023: +8%. After deducting consumption (0 €), gross margin stands at 76.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 7.7 M€, representing 10.1% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3.2 M€, i.e. 4.2% of revenue. This profit can be retained or distributed to shareholders.
76 427 484 €
76 427 484 €
7 746 564 €
5 429 681 €
3 197 753 €
10.1%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
3.569%
37.287%
7.908%
0.1
15.8%
In 2024, the debt ratio of ASSURANCES 2000 (3.57) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of ASSURANCES 2000 (37.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ASSURANCES 2000 (0.10) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 188.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
188.657
0.004
In 2024, the liquidity ratio of ASSURANCES 2000 (188.66) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of ASSURANCES 2000 (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 62 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 90 days. Favorable situation: supplier credit is longer than customer credit by 28 days. Overall, WCR represents 128 days of revenue, i.e. 27.2 M€ to permanently finance. Over 2016-2024, WCR increased by +154%, requiring additional financing.
27 167 678 €
62 j
90 j
0 j
128 j
Based on 193 transactions of similar company sales (all years), the value of ASSURANCES 2000 is estimated at 28 501 761 € (range 8 101 620€ - 71 705 543€). With an EBITDA of 7 746 564€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURANCES 2000 with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURANCES 2000 in 2024 is 76.4 M€.
Yes, ASSURANCES 2000 generated a net profit of 3.2 M€ in 2024.
The headquarters of ASSURANCES 2000 is located in MONTREUIL (93100), in the department Seine-Saint-Denis.
The tax return of ASSURANCES 2000 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURANCES 2000 operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.