SIREN : 399025089
ASSURANCE ET AUDIT is a French company founded 31 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CHANTILLY (60500), this company of category PME shows in 2022 a revenue of 6.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 6 231 692 € | 5 674 376 € | 5 235 994 € | 4 724 411 € | 4 492 249 € | 4 078 682 € | 3 786 326 € |
| Net income | 2 463 104 € | 1 674 696 € | 1 461 944 € | 865 575 € | 632 798 € | 573 799 € | 798 259 € |
| EBITDA | 2 863 559 € | 2 360 754 € | 1 741 488 € | 1 123 505 € | 991 093 € | 898 684 € | 1 172 771 € |
| Net margin | 39.5% | 29.5% | 27.9% | 18.3% | 14.1% | 14.1% | 21.1% |
In 2022, ASSURANCE ET AUDIT achieves revenue of 6.2 M€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +8.7%. Vs 2021: +10%. After deducting consumption (0 €), gross margin stands at 6.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.9 M€, representing 46.0% of revenue. Positive scissor effect: EBITDA margin improves by +4.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.5 M€, i.e. 39.5% of revenue. This profit can be retained or distributed to shareholders.
6 231 692 €
6 231 692 €
2 863 559 €
3 285 901 €
2 463 104 €
46.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 42.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
54.568%
42.533%
0.0
11.1%
In 2022, the debt ratio of ASSURANCE ET AUDIT (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of ASSURANCE ET AUDIT (54.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of ASSURANCE ET AUDIT (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 185.96. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
185.964
0.0
In 2022, the liquidity ratio of ASSURANCE ET AUDIT (185.96) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of ASSURANCE ET AUDIT (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. Favorable situation: supplier credit is longer than customer credit by 25 days. WCR is negative (-146 days): operations structurally generate cash. Notable WCR improvement over the period (-339%), freeing up cash.
-2 523 586 €
0 j
25 j
0 j
-146 j
Based on 193 transactions of similar company sales (all years), the value of ASSURANCE ET AUDIT is estimated at 4 561 529 € (range 1 428 890€ - 16 790 591€). With an EBITDA of 2 863 559€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURANCE ET AUDIT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURANCE ET AUDIT in 2022 is 6.2 M€.
Yes, ASSURANCE ET AUDIT generated a net profit of 2.5 M€ in 2022.
The headquarters of ASSURANCE ET AUDIT is located in CHANTILLY (60500), in the department Oise.
The tax return of ASSURANCE ET AUDIT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURANCE ET AUDIT operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.