SIREN : 477699888
ASSURA 92 is a French company founded 21 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LA FARLEDE (83210), this company of category PME shows in 2021 a revenue of 385 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 385 485 € | 379 331 € | 365 516 € | 361 538 € | 354 599 € | 349 349 € |
| Net income | 43 085 € | 47 862 € | 58 035 € | -3 739 € | 11 780 € | 31 163 € |
| EBITDA | 53 500 € | 81 454 € | 68 573 € | -5 737 € | 1 438 € | 32 470 € |
| Net margin | 11.2% | 12.6% | 15.9% | -1.0% | 3.3% | 8.9% |
In 2021, ASSURA 92 achieves revenue of 385 k€. Revenue is growing positively over 6 years (CAGR: +2.0%). Vs 2020: +2%. After deducting consumption (0 €), gross margin stands at 385 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 54 k€, representing 13.9% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -34%, reducing margin by 7.6 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 43 k€, i.e. 11.2% of revenue. This profit can be retained or distributed to shareholders.
385 485 €
385 485 €
53 500 €
52 901 €
43 085 €
13.9%
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 67%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
11.699%
66.796%
11.596%
0.8
32.9%
In 2021, the debt ratio of ASSURA 92 (11.70) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of ASSURA 92 (66.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of ASSURA 92 (0.80) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 124.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.5x. Danger: operating income does not cover interest charges, unsustainable situation.
124.373
0.529
In 2021, the liquidity ratio of ASSURA 92 (124.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of ASSURA 92 (0.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 117 days. Excellent situation: suppliers finance 109 days of the operating cycle (retail model). WCR is negative (-61 days): operations structurally generate cash. Over 2016-2021, WCR increased by +59%, requiring additional financing.
-65 660 €
8 j
117 j
0 j
-61 j
Indicative estimate only : the number of comparable transactions in this sector is limited (44 transactions). This range of 61 463€ to 301 511€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 44 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURA 92 with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURA 92 in 2021 is 385 k€.
Yes, ASSURA 92 generated a net profit of 43 k€ in 2021.
The headquarters of ASSURA 92 is located in LA FARLEDE (83210), in the department Var.
The tax return of ASSURA 92 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURA 92 operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.