SIREN : 847726700
ASSUR TOI.COM is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LA FARLEDE (83210), this company of category PME shows in 2021 a revenue of 117 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 |
|---|---|---|
| Revenue | 116 885 € | 8 818 € |
| Net income | 46 758 € | -11 030 € |
| EBITDA | 60 038 € | -14 163 € |
| Net margin | 40.0% | -125.1% |
In 2021, ASSUR TOI.COM achieves revenue of 117 k€. Vs 2020, growth of +1226% (9 k€ -> 117 k€). After deducting consumption (0 €), gross margin stands at 117 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 60 k€, representing 51.4% of revenue. Positive scissor effect: EBITDA margin improves by +212.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 47 k€, i.e. 40.0% of revenue. This profit can be retained or distributed to shareholders.
116 885 €
116 885 €
60 038 €
57 014 €
46 758 €
48.3%
The debt ratio (= Financial debt / Equity x 100) stands at 192%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 38.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
191.992%
29.423%
38.825%
1.778
82.9%
In 2021, the debt ratio of ASSUR TOI.COM (191.99) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2021, the financial autonomy of ASSUR TOI.COM (29.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of ASSUR TOI.COM (1.78) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 358.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.4x. Coverage is limited: any activity downturn would jeopardize interest payments.
358.77
1.351
In 2021, the liquidity ratio of ASSUR TOI.COM (358.77) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of ASSUR TOI.COM (1.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 4 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 50 days. Excellent situation: suppliers finance 46 days of the operating cycle (retail model). Overall, WCR represents 15 days of revenue, i.e. 5 k€ to permanently finance.
4 765 €
4 j
50 j
0 j
15 j
Indicative estimate only : the number of comparable transactions in this sector is limited (44 transactions). This range of 28 216€ to 152 918€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 44 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSUR TOI.COM with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSUR TOI.COM in 2021 is 117 k€.
Yes, ASSUR TOI.COM generated a net profit of 47 k€ in 2021.
The headquarters of ASSUR TOI.COM is located in LA FARLEDE (83210), in the department Var.
The tax return of ASSUR TOI.COM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSUR TOI.COM operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.