Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2011-10-06 (14 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: COLOMBES (92700), Hauts-de-Seine
ASSUR GOOD DEAL : revenue, balance sheet and financial ratios
ASSUR GOOD DEAL is a French company
founded 14 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in COLOMBES (92700),
this company of category PME
shows in 2022 a revenue of 968 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - ASSUR GOOD DEAL (SIREN 535120760)
Indicator
2024
2023
2022
2020
2016
2015
2014
Revenue
N/C
N/C
967 507 €
1 023 687 €
601 426 €
327 432 €
174 071 €
Net income
0 €
0 €
23 242 €
12 736 €
17 396 €
27 002 €
15 547 €
EBITDA
N/C
N/C
82 333 €
68 165 €
26 565 €
30 324 €
14 140 €
Net margin
N/C
N/C
2.4%
1.2%
2.9%
8.2%
8.9%
Revenue and income statement
In 2024, ASSUR GOOD DEAL records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2014-2022: 16 k€ -> 0 €.
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 127%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
126.695%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
27.745%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2020
2022
2023
2024
Debt ratio
-121.269
-118.021
-53.128
-73.741
-199.874
1140.26
126.695
Financial autonomy
337.58
101.23
14.742
35.587
41.743
33.373
27.745
Repayment capacity
0.0
0.176
0.0
2.193
2.13
None
None
Cash flow / Revenue
8.94%
10.176%
4.228%
2.756%
5.899%
None%
None%
Sector positioning
Debt ratio
126.692024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Watch+50 pts over 3 years
In 2024, the debt ratio of ASSUR GOOD DEAL (126.69) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
27.75%2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Average-10 pts over 3 years
In 2024, the financial autonomy of ASSUR GOOD DEAL (27.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
2.13 years2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.36 years
Average
In 2022, the repayment capacity of ASSUR GOOD DEAL (2.13) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 130.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
130.707
Liquidity indicators evolution ASSUR GOOD DEAL
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2014
2015
2016
2020
2022
2023
2024
Liquidity ratio
15.875
42.324
71.252
39.522
34.142
70.945
130.707
Interest coverage
0.0
0.0
0.0
0.502
0.912
None
None
Sector positioning
Liquidity ratio
130.712024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Average+14 pts over 3 years
In 2024, the liquidity ratio of ASSUR GOOD DEAL (130.71) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.91x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Good
In 2022, the interest coverage of ASSUR GOOD DEAL (0.9x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution ASSUR GOOD DEAL
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2020
2022
2023
2024
Operating WCR
-173 244 €
-234 206 €
-421 960 €
-228 098 €
-167 824 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
Customer payment term (days)
49
14
7
14
17
0
0
Supplier payment term (days)
37
49
229
121
61
0
0
Positioning of ASSUR GOOD DEAL in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Similar companies (Activités des agents et courtiers d'assurances)
Compare ASSUR GOOD DEAL with other companies in the same sector:
Yes, ASSUR GOOD DEAL generated a net profit of 23 k€ in 2022.
Where is the headquarters of ASSUR GOOD DEAL ?
The headquarters of ASSUR GOOD DEAL is located in COLOMBES (92700), in the department Hauts-de-Seine.
Where to find the tax return of ASSUR GOOD DEAL ?
The tax return of ASSUR GOOD DEAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does ASSUR GOOD DEAL operate?
ASSUR GOOD DEAL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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