SIREN : 890937261
ASSUR-ECLERC is a French company founded 5 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75015), this company of category ETI shows in 2024 a revenue of 2.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 2 092 490 € | 1 680 955 € |
| Net income | 441 070 € | 248 616 € |
| EBITDA | 544 835 € | 279 637 € |
| Net margin | 21.1% | 14.8% |
In 2024, ASSUR-ECLERC achieves revenue of 2.1 M€. Vs 2023, growth of +24% (1.7 M€ -> 2.1 M€). After deducting consumption (0 €), gross margin stands at 2.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 545 k€, representing 26.0% of revenue. Positive scissor effect: EBITDA margin improves by +9.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 441 k€, i.e. 21.1% of revenue. This profit can be retained or distributed to shareholders.
2 092 490 €
2 092 490 €
544 835 €
588 094 €
441 070 €
26.0%
The debt ratio (= Financial debt / Equity x 100) stands at 47%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 19.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
47.024%
27.175%
18.992%
0.524
In 2024, the debt ratio of ASSUR-ECLERC (47.02) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ASSUR-ECLERC (27.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ASSUR-ECLERC (0.52) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 209.29. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
209.289
0.0
In 2024, the liquidity ratio of ASSUR-ECLERC (209.29) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of ASSUR-ECLERC (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 26 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 162 days. Excellent situation: suppliers finance 136 days of the operating cycle (retail model). Overall, WCR represents 15 days of revenue, i.e. 87 k€ to permanently finance.
87 466 €
26 j
162 j
0 j
15 j
Based on 193 transactions of similar company sales (all years), the value of ASSUR-ECLERC is estimated at 1 124 065 € (range 341 149€ - 3 641 051€). With an EBITDA of 544 835€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSUR-ECLERC with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSUR-ECLERC in 2024 is 2.1 M€.
Yes, ASSUR-ECLERC generated a net profit of 441 k€ in 2024.
The headquarters of ASSUR-ECLERC is located in PARIS (75015), in the department Paris.
The tax return of ASSUR-ECLERC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSUR-ECLERC operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.