SIREN : 404319410
ASSUR BRETAGNE is a French company founded 30 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in DAMGAN (56750), this company of category PME shows in 2018 a revenue of 125 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2016 | 2015 |
|---|---|---|---|
| Revenue | 125 073 € | 112 837 € | 106 543 € |
| Net income | 72 528 € | 70 894 € | 69 458 € |
| EBITDA | 96 092 € | 96 341 € | 93 456 € |
| Net margin | 58.0% | 62.8% | 65.2% |
In 2018, ASSUR BRETAGNE achieves revenue of 125 k€. Over the period 2015-2018, the company shows strong growth with a CAGR (compound annual growth rate) of +5.5%. Vs 2016, growth of +11% (113 k€ -> 125 k€). After deducting consumption (0 €), gross margin stands at 125 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 96 k€, representing 76.8% of revenue. Warning negative scissor effect: despite revenue change (+11%), EBITDA varies by -0%, reducing margin by 8.6 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 73 k€, i.e. 58.0% of revenue. This profit can be retained or distributed to shareholders.
125 073 €
125 073 €
96 092 €
95 279 €
72 528 €
76.8%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 58.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
86.17%
58.571%
0.0
11.2%
In 2018, the debt ratio of ASSUR BRETAGNE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2018, the financial autonomy of ASSUR BRETAGNE (86.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2018, the repayment capacity of ASSUR BRETAGNE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 336.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
336.104
0.0
In 2018, the liquidity ratio of ASSUR BRETAGNE (336.10) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2018, the interest coverage of ASSUR BRETAGNE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 41 days. Excellent situation: suppliers finance 41 days of the operating cycle (retail model). WCR is negative (-51 days): operations structurally generate cash.
-17 642 €
0 j
41 j
0 j
-51 j
Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 76 998€ to 762 315€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSUR BRETAGNE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSUR BRETAGNE in 2018 is 125 k€.
Yes, ASSUR BRETAGNE generated a net profit of 73 k€ in 2018.
The headquarters of ASSUR BRETAGNE is located in DAMGAN (56750), in the department Morbihan.
The tax return of ASSUR BRETAGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSUR BRETAGNE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.