ASSO FRANCE : revenue, balance sheet and financial ratios

ASSO FRANCE is a French company founded 51 years ago, specialized in the sector Travaux d'isolation. Based in SAINT-MAUR-DES-FOSSES (94100), this company of category PME shows in 2019 a revenue of 5.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSO FRANCE (SIREN 302210661)
Indicator 2023 2019 2018 2017 2016
Revenue N/C 5 166 445 € 6 521 574 € 4 765 201 € 7 322 733 €
Net income 94 140 € 4 389 € 26 636 € -161 886 € 480 431 €
EBITDA N/C -9 049 € 71 893 € -126 966 € 366 216 €
Net margin N/C 0.1% 0.4% -3.4% 6.6%

Revenue and income statement

In 2023, ASSO FRANCE generates positive net income of 94 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 480 k€ -> 94 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

94 140 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 99%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

99.476%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.5%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

15.2%

Solvency indicators evolution
ASSO FRANCE

Sector positioning

Debt ratio
99.48 2023
2018
2019
2023
Q1: 1.33
Med: 18.15
Q3: 58.12
Average +45 pts over 3 years

In 2023, the debt ratio of ASSO FRANCE (99.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
17.5% 2023
2018
2019
2023
Q1: 11.01%
Med: 31.79%
Q3: 50.55%
Average +8 pts over 3 years

In 2023, the financial autonomy of ASSO FRANCE (17.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-3.57 years 2019
2018
2019
Q1: 0.0 years
Med: 0.11 years
Q3: 0.92 years
Excellent -13 pts over 2 years

In 2019, the repayment capacity of ASSO FRANCE (-3.57) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 140.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

140.258

Liquidity indicators evolution
ASSO FRANCE

Sector positioning

Liquidity ratio
140.26 2023
2018
2019
2023
Q1: 140.06
Med: 193.44
Q3: 286.54
Average +8 pts over 3 years

In 2023, the liquidity ratio of ASSO FRANCE (140.26) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-8.04x 2019
2018
2019
Q1: 0.0x
Med: 0.32x
Q3: 2.52x
Watch

In 2019, the interest coverage of ASSO FRANCE (-8.0x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ASSO FRANCE

Positioning of ASSO FRANCE in its sector

Comparison with sector Travaux d'isolation

Valuation estimate

Based on 58 transactions of similar company sales (all years), the value of ASSO FRANCE is estimated at 345 475 € (range 174 178€ - 1 006 968€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
58 tx
174k€ 345k€ 1006k€
345 475 € Range: 174 178€ - 1 006 968€
NAF 5 all-time

Valuation method used

Net Income Multiple
94 140 € × 3.7x = 345 476 €
Range: 174 178€ - 1 006 969€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'isolation)

Compare ASSO FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'isolation

Frequently asked questions about ASSO FRANCE

What is the revenue of ASSO FRANCE ?

The revenue of ASSO FRANCE in 2019 is 5.2 M€.

Is ASSO FRANCE profitable?

Yes, ASSO FRANCE generated a net profit of 94 k€ in 2023.

Where is the headquarters of ASSO FRANCE ?

The headquarters of ASSO FRANCE is located in SAINT-MAUR-DES-FOSSES (94100), in the department Val-de-Marne.

Where to find the tax return of ASSO FRANCE ?

The tax return of ASSO FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSO FRANCE operate?

ASSO FRANCE operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.