ASSISTANCE RISQUE MAJEUR : revenue, balance sheet and financial ratios

ASSISTANCE RISQUE MAJEUR is a French company founded 11 years ago, specialized in the sector Dépollution et autres services de gestion des déchets. Based in VOUNEUIL-SOUS-BIARD (86580), this company of category ETI shows in 2024 a revenue of 3.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ASSISTANCE RISQUE MAJEUR (SIREN 803899699)
Indicator 2024 2022 2021 2020 2019 2018 2017 2016
Revenue 3 319 875 € 2 467 462 € 2 202 278 € 2 021 433 € 2 334 636 € 1 591 897 € 1 605 251 € 1 816 642 €
Net income 73 081 € 308 427 € 171 311 € 262 302 € 366 842 € 71 835 € 84 802 € 236 015 €
EBITDA 142 124 € 483 320 € 312 292 € 421 753 € 570 366 € 109 440 € 114 960 € 358 578 €
Net margin 2.2% 12.5% 7.8% 13.0% 15.7% 4.5% 5.3% 13.0%

Revenue and income statement

In 2024, ASSISTANCE RISQUE MAJEUR achieves revenue of 3.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.8%. Vs 2022, growth of +35% (2.5 M€ -> 3.3 M€). After deducting consumption (260 k€), gross margin stands at 3.1 M€, i.e. a rate of 92%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 142 k€, representing 4.3% of revenue. Warning negative scissor effect: despite revenue change (+35%), EBITDA varies by -71%, reducing margin by 15.3 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 73 k€, i.e. 2.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 319 875 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 059 429 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

142 124 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

77 082 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

73 081 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 556%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

555.768%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.65%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.969%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

14.133

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

39.4%

Solvency indicators evolution
ASSISTANCE RISQUE MAJEUR

Sector positioning

Debt ratio
555.77 2024
2021
2022
2024
Q1: 1.03
Med: 19.98
Q3: 62.69
Watch

In 2024, the debt ratio of ASSISTANCE RISQUE MAJEUR (555.77) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
10.65% 2024
2021
2022
2024
Q1: 10.02%
Med: 31.42%
Q3: 48.88%
Average -36 pts over 3 years

In 2024, the financial autonomy of ASSISTANCE RISQUE MAJEUR (10.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
14.13 years 2024
2021
2022
2024
Q1: -0.03 years
Med: 0.14 years
Q3: 1.46 years
Watch +15 pts over 3 years

In 2024, the repayment capacity of ASSISTANCE RISQUE MAJEUR (14.13) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 309.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.0x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

309.41

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

19.043

Liquidity indicators evolution
ASSISTANCE RISQUE MAJEUR

Sector positioning

Liquidity ratio
309.41 2024
2021
2022
2024
Q1: 127.49
Med: 177.66
Q3: 259.76
Excellent

In 2024, the liquidity ratio of ASSISTANCE RISQUE MAJEUR (309.41) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
19.04x 2024
2021
2022
2024
Q1: 0.0x
Med: 0.55x
Q3: 4.48x
Excellent +24 pts over 3 years

In 2024, the interest coverage of ASSISTANCE RISQUE MAJEUR (19.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 80 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 104 days. Favorable situation: supplier credit is longer than customer credit by 24 days. Inventory turnover is 7 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 290 days of revenue, i.e. 2.7 M€ to permanently finance. Over 2016-2024, WCR increased by +438%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 672 167 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

80 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

104 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

7 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

290 j

WCR and payment terms evolution
ASSISTANCE RISQUE MAJEUR

Positioning of ASSISTANCE RISQUE MAJEUR in its sector

Comparison with sector Dépollution et autres services de gestion des déchets

Similar companies (Dépollution et autres services de gestion des déchets)

Compare ASSISTANCE RISQUE MAJEUR with other companies in the same sector:

Voir toutes les statistiques du secteur Dépollution et autres services de gestion des déchets

Frequently asked questions about ASSISTANCE RISQUE MAJEUR

What is the revenue of ASSISTANCE RISQUE MAJEUR ?

The revenue of ASSISTANCE RISQUE MAJEUR in 2024 is 3.3 M€.

Is ASSISTANCE RISQUE MAJEUR profitable?

Yes, ASSISTANCE RISQUE MAJEUR generated a net profit of 73 k€ in 2024.

Where is the headquarters of ASSISTANCE RISQUE MAJEUR ?

The headquarters of ASSISTANCE RISQUE MAJEUR is located in VOUNEUIL-SOUS-BIARD (86580), in the department Vienne.

Where to find the tax return of ASSISTANCE RISQUE MAJEUR ?

The tax return of ASSISTANCE RISQUE MAJEUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ASSISTANCE RISQUE MAJEUR operate?

ASSISTANCE RISQUE MAJEUR operates in the sector Dépollution et autres services de gestion des déchets (NAF code 39.00Z). See the 'Sector positioning' section above to compare the company with its competitors.