SIREN : 860200310
ASSEMBLIA is a French company founded 66 years ago, specialized in the sector Location de logements. Based in CLERMONT-FERRAND (63100), this company of category ETI shows in 2019 a revenue of 7.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 7 135 400 € | 7 365 744 € | 7 609 618 € | 13 715 091 € |
| Net income | -534 914 € | -63 144 € | 6 646 € | 440 392 € |
| EBITDA | -478 434 € | 965 870 € | 4 505 050 € | -10 406 486 € |
| Net margin | -7.5% | -0.9% | 0.1% | 3.2% |
In 2019, ASSEMBLIA achieves revenue of 7.1 M€. Revenue is declining over the period 2016-2019 (CAGR: -19.6%). Slight decline of -3% vs 2018. After deducting consumption (0 €), gross margin stands at 7.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -478 k€, representing -6.7% of revenue. Warning negative scissor effect: despite revenue change (-3%), EBITDA varies by -150%, reducing margin by 19.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -535 k€ (-7.5% of revenue), which will impact equity.
7 135 400 €
7 135 400 €
-478 434 €
-444 451 €
-534 914 €
-6.7%
The debt ratio (= Financial debt / Equity x 100) stands at 213%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.
213.316%
29.809%
-19.327%
-221.08
69.7%
In 2019, the debt ratio of ASSEMBLIA (213.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of ASSEMBLIA (29.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of ASSEMBLIA (-221.08) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 550.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
550.69
-12.404
In 2019, the liquidity ratio of ASSEMBLIA (550.69) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2019, the interest coverage of ASSEMBLIA (-12.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 230 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 526 days. Excellent situation: suppliers finance 296 days of the operating cycle (retail model). Inventory turnover is 2319 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 2041 days of revenue, i.e. 40.5 M€ to permanently finance. Over 2016-2019, WCR increased by +53%, requiring additional financing.
40 453 936 €
230 j
526 j
2319 j
2041 j
Based on 234 transactions of similar company sales in 2019, the value of ASSEMBLIA is estimated at 4 916 263 € (range 2 349 824€ - 8 300 875€). The price/revenue ratio is 0.69x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 234 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSEMBLIA with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of ASSEMBLIA in 2019 is 7.1 M€.
ASSEMBLIA recorded a net loss in 2019.
The headquarters of ASSEMBLIA is located in CLERMONT-FERRAND (63100), in the department Puy-de-Dome.
The tax return of ASSEMBLIA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSEMBLIA operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.