SIREN : 811411891
ASSELYANNE is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ORTHEZ (64300), this company of category PME shows in 2024 a revenue of 388 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 388 186 € | 348 749 € | 409 585 € | 410 435 € | 455 190 € | 333 663 € | 303 208 € | 52 500 € | 210 589 € |
| Net income | -19 701 € | 40 271 € | -5 798 € | 93 597 € | 30 075 € | 30 381 € | 21 535 € | -108 748 € | -97 136 € |
| EBITDA | 25 377 € | 20 474 € | 67 493 € | 146 771 € | 7 758 € | -5 616 € | 24 250 € | -71 813 € | -101 240 € |
| Net margin | -5.1% | 11.5% | -1.4% | 22.8% | 6.6% | 9.1% | 7.1% | -207.1% | -46.1% |
In 2024, ASSELYANNE achieves revenue of 388 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.9%. Vs 2023, growth of +11% (349 k€ -> 388 k€). After deducting consumption (0 €), gross margin stands at 388 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 25 k€, representing 6.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -20 k€ (-5.1% of revenue), which will impact equity.
388 186 €
388 186 €
25 377 €
31 965 €
-19 701 €
6.5%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.809%
65.904%
2.162%
0.499
21.9%
In 2024, the debt ratio of ASSELYANNE (0.81) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of ASSELYANNE (65.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of ASSELYANNE (0.50) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 265.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.9x. Financial charges are adequately covered by operations.
265.564
2.94
In 2024, the liquidity ratio of ASSELYANNE (265.56) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ASSELYANNE (2.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 37 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 110 days. Excellent situation: suppliers finance 73 days of the operating cycle (retail model). Overall, WCR represents 116 days of revenue, i.e. 125 k€ to permanently finance. Over 2016-2024, WCR increased by +1213%, requiring additional financing.
125 260 €
37 j
110 j
0 j
116 j
Based on 193 transactions of similar company sales (all years), the value of ASSELYANNE is estimated at 162 213 € (range 44 840€ - 363 988€). With an EBITDA of 25 377€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSELYANNE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSELYANNE in 2024 is 388 k€.
ASSELYANNE recorded a net loss in 2024.
The headquarters of ASSELYANNE is located in ORTHEZ (64300), in the department Pyrenees-Atlantiques.
The tax return of ASSELYANNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSELYANNE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.