SIREN : 320366503
ASSE GROUPE is a French company founded 45 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in L'ETRAT (42580), this company of category PME shows in 2025 a revenue of 8.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8 379 000 € | 8 452 000 € | 8 479 500 € | 7 932 000 € | 7 411 673 € | 7 947 980 € | 8 259 120 € | 7 505 370 € | 6 000 820 € | 5 195 556 € |
| Net income | 1 191 447 € | 359 084 € | 417 526 € | 204 076 € | 1 134 383 € | 68 107 € | 289 642 € | 217 878 € | 759 755 € | 413 964 € |
| EBITDA | 604 820 € | 458 246 € | 335 023 € | 426 127 € | 372 013 € | 631 525 € | 274 505 € | 223 186 € | 119 590 € | 20 774 € |
| Net margin | 14.2% | 4.2% | 4.9% | 2.6% | 15.3% | 0.9% | 3.5% | 2.9% | 12.7% | 8.0% |
In 2025, ASSE GROUPE achieves revenue of 8.4 M€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +5.5%. Slight decline of -1% vs 2024. After deducting consumption (0 €), gross margin stands at 8.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 605 k€, representing 7.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.2 M€, i.e. 14.2% of revenue. This profit can be retained or distributed to shareholders.
8 379 000 €
8 379 000 €
604 820 €
676 618 €
1 191 447 €
7.2%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 13.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.831%
92.593%
13.375%
3.219
0.5%
In 2025, the debt ratio of ASSE GROUPE (4.83) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of ASSE GROUPE (92.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of ASSE GROUPE (3.22) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 261.96. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 80.9x. Operating income very largely covers interest expenses: high safety margin.
261.958
80.917
In 2025, the liquidity ratio of ASSE GROUPE (261.96) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of ASSE GROUPE (80.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 65 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 184 days. Excellent situation: suppliers finance 119 days of the operating cycle (retail model). Overall, WCR represents 167 days of revenue, i.e. 3.9 M€ to permanently finance. Over 2016-2025, WCR increased by +17843%, requiring additional financing.
3 878 053 €
65 j
184 j
0 j
167 j
Based on 170 transactions of similar company sales (all years), the value of ASSE GROUPE is estimated at 6 312 047 € (range 3 970 242€ - 9 554 391€). With an EBITDA of 604 820€, the sector multiple of 6.8x is applied. The price/revenue ratio is 0.71x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 170 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSE GROUPE with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of ASSE GROUPE in 2025 is 8.4 M€.
Yes, ASSE GROUPE generated a net profit of 1.2 M€ in 2025.
The headquarters of ASSE GROUPE is located in L'ETRAT (42580), in the department Loire.
The tax return of ASSE GROUPE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSE GROUPE operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.