SIREN : 808056923
ASEM & ASSOCIES is a French company founded 11 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TOURS (37000), this company of category PME shows in 2022 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | 1 336 949 € | N/C | N/C | N/C | N/C | N/C | 692 730 € |
| Net income | 208 819 € | 225 766 € | 235 692 € | 210 159 € | 173 865 € | 169 435 € | -52 147 € | 99 647 € | 70 433 € |
| EBITDA | N/C | N/C | 299 588 € | N/C | N/C | N/C | N/C | N/C | 101 492 € |
| Net margin | N/C | N/C | 17.6% | N/C | N/C | N/C | N/C | N/C | 10.2% |
In 2024, ASEM & ASSOCIES generates positive net income of 209 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 70 k€ -> 209 k€.
208 819 €
The debt ratio (= Financial debt / Equity x 100) stands at 69%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
69.251%
56.283%
73.3%
In 2024, the debt ratio of ASEM & ASSOCIES (69.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ASEM & ASSOCIES (56.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of ASEM & ASSOCIES (3.45) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 510.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
510.631
In 2024, the liquidity ratio of ASEM & ASSOCIES (510.63) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of ASEM & ASSOCIES (2.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
0 €
0 j
0 j
0 j
Based on 193 transactions of similar company sales (all years), the value of ASEM & ASSOCIES is estimated at 420 283 € (range 198 802€ - 1 918 971€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASEM & ASSOCIES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASEM & ASSOCIES in 2022 is 1.3 M€.
Yes, ASEM & ASSOCIES generated a net profit of 209 k€ in 2024.
The headquarters of ASEM & ASSOCIES is located in TOURS (37000), in the department Indre-et-Loire.
The tax return of ASEM & ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASEM & ASSOCIES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.