ARTISANS GROUPES DU CHABLAIS : revenue, balance sheet and financial ratios

ARTISANS GROUPES DU CHABLAIS is a French company founded 19 years ago, specialized in the sector Construction de maisons individuelles. Based in BERNEX (74500), this company of category PME shows in 2024 a revenue of 2.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ARTISANS GROUPES DU CHABLAIS (SIREN 494347529)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 2 561 137 € 3 183 504 € 2 735 873 € 3 104 773 € 2 481 745 € 3 123 868 € 2 084 726 € 2 422 371 € 2 452 307 €
Net income 1 875 € 2 873 € 4 004 € 8 117 € 509 € 4 350 € 1 655 € -5 784 € 6 029 €
EBITDA 2 194 € 3 575 € 5 891 € 9 135 € 1 482 € 5 116 € 2 043 € -5 495 € 6 239 €
Net margin 0.1% 0.1% 0.1% 0.3% 0.0% 0.1% 0.1% -0.2% 0.2%

Revenue and income statement

In 2024, ARTISANS GROUPES DU CHABLAIS achieves revenue of 2.6 M€. Revenue is growing positively over 9 years (CAGR: +0.5%). Significant drop of -20% vs 2023. After deducting consumption (2.4 M€), gross margin stands at 139 k€, i.e. a rate of 5%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 0.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 561 137 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

138 803 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 194 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 871 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 875 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0.1%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 163%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 20.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

163.251%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

4.969%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.086%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

20.245

Solvency indicators evolution
ARTISANS GROUPES DU CHABLAIS

Sector positioning

Debt ratio
163.25 2024
2022
2023
2024
Q1: 0.02
Med: 9.46
Q3: 42.45
Average

In 2024, the debt ratio of ARTISANS GROUPES DU CHABLAIS (163.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
4.97% 2024
2022
2023
2024
Q1: 5.82%
Med: 26.77%
Q3: 49.1%
Average

In 2024, the financial autonomy of ARTISANS GROUPES DU CHABLAIS (5.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
20.25 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.71 years
Watch

In 2024, the repayment capacity of ARTISANS GROUPES DU CHABLAIS (20.25) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 130.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

130.131

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
ARTISANS GROUPES DU CHABLAIS

Sector positioning

Liquidity ratio
130.13 2024
2022
2023
2024
Q1: 127.72
Med: 185.05
Q3: 290.78
Average

In 2024, the liquidity ratio of ARTISANS GROUPES DU CHABLAIS (130.13) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.47x
Average

In 2024, the interest coverage of ARTISANS GROUPES DU CHABLAIS (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 6 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. Excellent situation: suppliers finance 45 days of the operating cycle (retail model). Overall, WCR represents 12 days of revenue, i.e. 86 k€ to permanently finance. Notable WCR improvement over the period (-81%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

85 772 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

6 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

51 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

12 j

WCR and payment terms evolution
ARTISANS GROUPES DU CHABLAIS

Positioning of ARTISANS GROUPES DU CHABLAIS in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of ARTISANS GROUPES DU CHABLAIS is estimated at 89 478 € (range 60 661€ - 340 023€). With an EBITDA of 2 194€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
113 transactions
60k€ 89k€ 340k€
89 478 € Range: 60 661€ - 340 023€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
2 194 € × 3.6x
Estimation 8 004 €
3 016€ - 11 070€
Revenue Multiple 30%
2 561 137 € × 0.11x
Estimation 281 818 €
196 125€ - 1 104 958€
Net Income Multiple 20%
1 875 € × 2.5x
Estimation 4 654 €
1 578€ - 15 009€
How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare ARTISANS GROUPES DU CHABLAIS with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about ARTISANS GROUPES DU CHABLAIS

What is the revenue of ARTISANS GROUPES DU CHABLAIS ?

The revenue of ARTISANS GROUPES DU CHABLAIS in 2024 is 2.6 M€.

Is ARTISANS GROUPES DU CHABLAIS profitable?

Yes, ARTISANS GROUPES DU CHABLAIS generated a net profit of 2 k€ in 2024.

Where is the headquarters of ARTISANS GROUPES DU CHABLAIS ?

The headquarters of ARTISANS GROUPES DU CHABLAIS is located in BERNEX (74500), in the department Haute-Savoie.

Where to find the tax return of ARTISANS GROUPES DU CHABLAIS ?

The tax return of ARTISANS GROUPES DU CHABLAIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ARTISANS GROUPES DU CHABLAIS operate?

ARTISANS GROUPES DU CHABLAIS operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.