A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) : revenue, balance sheet and financial ratios

A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) is a French company founded 11 years ago, specialized in the sector Travaux de menuiserie métallique et serrurerie. Based in NOISY-LE-GRAND (93160), this company of category PME shows in 2020 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) (SIREN 803316702)
Indicator 2020 2019 2018 2017 2016
Revenue 1 101 861 € 883 461 € 744 406 € 659 149 € 897 741 €
Net income 3 367 € 22 036 € 2 294 € 8 770 € 14 103 €
EBITDA 41 198 € 50 717 € 24 155 € 31 029 € 37 872 €
Net margin 0.3% 2.5% 0.3% 1.3% 1.6%

Revenue and income statement

In 2020, A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) achieves revenue of 1.1 M€. Over the period 2016-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +5.3%. Vs 2019, growth of +25% (883 k€ -> 1.1 M€). After deducting consumption (618 k€), gross margin stands at 484 k€, i.e. a rate of 44%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 41 k€, representing 3.7% of revenue. Warning negative scissor effect: despite revenue change (+25%), EBITDA varies by -19%, reducing margin by 2.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 0.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 101 861 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

484 179 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

41 198 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

13 348 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

3 367 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 231%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 8.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

230.721%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

16.106%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.554%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

8.409

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

47.6%

Solvency indicators evolution
A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT)

Sector positioning

Debt ratio
230.72 2020
2018
2019
2020
Q1: 3.81
Med: 27.38
Q3: 84.38
Watch

In 2020, the debt ratio of A.R.T. DE L'HABITAT (AMEL... (230.72) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
16.11% 2020
2018
2019
2020
Q1: 17.28%
Med: 36.41%
Q3: 54.92%
Average

In 2020, the financial autonomy of A.R.T. DE L'HABITAT (AMEL... (16.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
8.41 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.27 years
Q3: 2.34 years
Average

In 2020, the repayment capacity of A.R.T. DE L'HABITAT (AMEL... (8.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 154.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11.0x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

154.87

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

11.044

Liquidity indicators evolution
A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT)

Sector positioning

Liquidity ratio
154.87 2020
2018
2019
2020
Q1: 161.55
Med: 223.05
Q3: 313.9
Watch

In 2020, the liquidity ratio of A.R.T. DE L'HABITAT (AMEL... (154.87) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
11.04x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.18x
Q3: 2.18x
Excellent

In 2020, the interest coverage of A.R.T. DE L'HABITAT (AMEL... (11.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 20 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 32 days. Favorable situation: supplier credit is longer than customer credit by 12 days. Inventory turnover is 32 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 4 days of revenue, i.e. 12 k€ to permanently finance. Over 2016-2020, WCR increased by +128%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

12 021 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

20 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

32 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

32 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

4 j

WCR and payment terms evolution
A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT)

Positioning of A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) in its sector

Comparison with sector Travaux de menuiserie métallique et serrurerie

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (36 transactions). This range of 76 584€ to 210 522€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2020
Indicative
76k€ 131k€ 210k€
131 156 € Range: 76 584€ - 210 522€
NAF 5 année 2020

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 36 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de menuiserie métallique et serrurerie)

Compare A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de menuiserie métallique et serrurerie

Frequently asked questions about A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT)

What is the revenue of A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) ?

The revenue of A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) in 2020 is 1.1 M€.

Is A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) profitable?

Yes, A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) generated a net profit of 3 k€ in 2020.

Where is the headquarters of A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) ?

The headquarters of A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) is located in NOISY-LE-GRAND (93160), in the department Seine-Saint-Denis.

Where to find the tax return of A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) ?

The tax return of A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) operate?

A.R.T. DE L'HABITAT (AMELIORATION & RENOVATION THERMIQUE DE L'HABITAT) operates in the sector Travaux de menuiserie métallique et serrurerie (NAF code 43.32B). See the 'Sector positioning' section above to compare the company with its competitors.