ARMORIQUE PROMOTION : revenue, balance sheet and financial ratios

ARMORIQUE PROMOTION is a French company founded 22 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in LAMBALLE-ARMOR (22400), this company of category PME shows in 2024 a revenue of 284€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ARMORIQUE PROMOTION (SIREN 451070056)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 284 € 1 136 € 1 421 € 852 € 626 490 € 1 049 971 € 435 653 € 599 956 € 646 063 €
Net income -180 € -13 678 € -23 429 € -398 824 € -107 121 € 44 663 € 33 448 € 175 926 € 269 137 € 209 049 €
EBITDA -2 601 € -12 044 € -16 114 € -52 295 € -213 440 € 189 197 € 214 063 € -40 368 € 230 878 € 331 123 €
Net margin N/C -4816.2% -2062.4% -28066.4% -12572.9% 7.1% 3.2% 40.4% 44.9% 32.4%

Revenue and income statement

In 2025, ARMORIQUE PROMOTION records a net loss of 180 €. This deficit will reduce equity on the balance sheet.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 601 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 801 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-180 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 230%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2630.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

229.849%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.875%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2630.05

Solvency indicators evolution
ARMORIQUE PROMOTION

Sector positioning

Debt ratio
229.85 2025
2023
2024
2025
Q1: 0.0
Med: 10.85
Q3: 162.77
Average +17 pts over 3 years

In 2025, the debt ratio of ARMORIQUE PROMOTION (229.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.88% 2025
2023
2024
2025
Q1: 0.1%
Med: 17.42%
Q3: 66.27%
Good -9 pts over 3 years

In 2025, the financial autonomy of ARMORIQUE PROMOTION (23.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2630.05 years 2025
2023
2024
2025
Q1: -1.53 years
Med: 0.0 years
Q3: 3.88 years
Watch +37 pts over 3 years

In 2025, the repayment capacity of ARMORIQUE PROMOTION (2630.05) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 468.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

468.745

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
ARMORIQUE PROMOTION

Sector positioning

Liquidity ratio
468.75 2025
2023
2024
2025
Q1: 160.76
Med: 589.17
Q3: 3132.98
Average +8 pts over 3 years

In 2025, the liquidity ratio of ARMORIQUE PROMOTION (468.75) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2025
2023
2024
2025
Q1: -10.4x
Med: 0.0x
Q3: 5.46x
Good

In 2025, the interest coverage of ARMORIQUE PROMOTION (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 578 days. Excellent situation: suppliers finance 578 days of the operating cycle (retail model).

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

578 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ARMORIQUE PROMOTION

Positioning of ARMORIQUE PROMOTION in its sector

Comparison with sector Activités des marchands de biens immobiliers

Similar companies (Activités des marchands de biens immobiliers)

Compare ARMORIQUE PROMOTION with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about ARMORIQUE PROMOTION

What is the revenue of ARMORIQUE PROMOTION ?

The revenue of ARMORIQUE PROMOTION in 2024 is 284€.

Is ARMORIQUE PROMOTION profitable?

ARMORIQUE PROMOTION recorded a net loss in 2025.

Where is the headquarters of ARMORIQUE PROMOTION ?

The headquarters of ARMORIQUE PROMOTION is located in LAMBALLE-ARMOR (22400), in the department Cotes-d'Armor.

Where to find the tax return of ARMORIQUE PROMOTION ?

The tax return of ARMORIQUE PROMOTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ARMORIQUE PROMOTION operate?

ARMORIQUE PROMOTION operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.