Employees: 12 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1994-02-15 (32 years)Status: ActiveBusiness sector: Activité des économistes de la constructionLocation: LORIENT (56100), Morbihan
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
ARMOR ECONOMIE : revenue, balance sheet and financial ratios
ARMOR ECONOMIE is a French company
founded 32 years ago,
specialized in the sector Activité des économistes de la construction.
Based in LORIENT (56100),
this company of category PME
shows in 2024 a net income positive of 190 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - ARMOR ECONOMIE (SIREN 394081947)
Indicator
2024
2022
2021
2020
2019
2018
2017
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Net income
190 215 €
113 014 €
46 812 €
81 871 €
70 722 €
20 714 €
0 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Revenue and income statement
In 2024, ARMOR ECONOMIE generates positive net income of 190 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2024: 21 k€ -> 190 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
190 215 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 118%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
117.611%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
34.168%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2021
2022
2024
Debt ratio
122.072
106.871
103.66
99.742
183.718
179.984
117.611
Financial autonomy
33.41
27.633
28.068
30.053
27.563
27.701
34.168
Repayment capacity
None
None
None
None
None
None
None
Cash flow / Revenue
None%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
117.612024
2021
2022
2024
Q1: 0.04
Med: 10.46
Q3: 48.62
Watch
In 2024, the debt ratio of ARMOR ECONOMIE (117.61) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
34.17%2024
2021
2022
2024
Q1: 9.79%
Med: 34.14%
Q3: 63.12%
Good
In 2024, the financial autonomy of ARMOR ECONOMIE (34.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 304.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
304.232
Liquidity indicators evolution ARMOR ECONOMIE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2019
2020
2021
2022
2024
Liquidity ratio
242.902
166.757
174.979
190.903
349.39
330.383
304.232
Interest coverage
None
None
None
None
None
None
None
Sector positioning
Liquidity ratio
304.232024
2021
2022
2024
Q1: 147.84
Med: 245.59
Q3: 452.78
Good-17 pts over 3 years
In 2024, the liquidity ratio of ARMOR ECONOMIE (304.23) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Positioning of ARMOR ECONOMIE in its sector
Comparison with sector Activité des économistes de la construction
Valuation estimate
Based on 98 transactions of similar company sales
(all years),
the value of ARMOR ECONOMIE is estimated at
923 218 €
(range 185 883€ - 1 552 981€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
98 tx
185k€923k€1552k€
923 218 €Range: 185 883€ - 1 552 981€
NAF 5 all-time
Valuation method used
Net Income Multiple
190 215 €
×
4.9x
=923 218 €
Range: 185 883€ - 1 552 981€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activité des économistes de la construction)
Compare ARMOR ECONOMIE with other companies in the same sector:
The revenue of ARMOR ECONOMIE is not publicly disclosed (confidential accounts filed with INPI).
Is ARMOR ECONOMIE profitable?
Yes, ARMOR ECONOMIE generated a net profit of 190 k€ in 2024.
Where is the headquarters of ARMOR ECONOMIE ?
The headquarters of ARMOR ECONOMIE is located in LORIENT (56100), in the department Morbihan.
Where to find the tax return of ARMOR ECONOMIE ?
The tax return of ARMOR ECONOMIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does ARMOR ECONOMIE operate?
ARMOR ECONOMIE operates in the sector Activité des économistes de la construction (NAF code 74.90A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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