Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ARMOR ECONOMIE : revenue, balance sheet and financial ratios

ARMOR ECONOMIE is a French company founded 32 years ago, specialized in the sector Activité des économistes de la construction. Based in LORIENT (56100), this company of category PME shows in 2024 a net income positive of 190 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ARMOR ECONOMIE (SIREN 394081947)
Indicator 2024 2022 2021 2020 2019 2018 2017
Revenue N/C N/C N/C N/C N/C N/C N/C
Net income 190 215 € 113 014 € 46 812 € 81 871 € 70 722 € 20 714 € 0 €
EBITDA N/C N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, ARMOR ECONOMIE generates positive net income of 190 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2024: 21 k€ -> 190 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

190 215 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 118%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

117.611%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

34.168%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

36.3%

Solvency indicators evolution
ARMOR ECONOMIE

Sector positioning

Debt ratio
117.61 2024
2021
2022
2024
Q1: 0.04
Med: 10.46
Q3: 48.62
Watch

In 2024, the debt ratio of ARMOR ECONOMIE (117.61) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
34.17% 2024
2021
2022
2024
Q1: 9.79%
Med: 34.14%
Q3: 63.12%
Good

In 2024, the financial autonomy of ARMOR ECONOMIE (34.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 304.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

304.232

Liquidity indicators evolution
ARMOR ECONOMIE

Sector positioning

Liquidity ratio
304.23 2024
2021
2022
2024
Q1: 147.84
Med: 245.59
Q3: 452.78
Good -17 pts over 3 years

In 2024, the liquidity ratio of ARMOR ECONOMIE (304.23) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of ARMOR ECONOMIE in its sector

Comparison with sector Activité des économistes de la construction

Valuation estimate

Based on 98 transactions of similar company sales (all years), the value of ARMOR ECONOMIE is estimated at 923 218 € (range 185 883€ - 1 552 981€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
98 tx
185k€ 923k€ 1552k€
923 218 € Range: 185 883€ - 1 552 981€
NAF 5 all-time

Valuation method used

Net Income Multiple
190 215 € × 4.9x = 923 218 €
Range: 185 883€ - 1 552 981€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activité des économistes de la construction)

Compare ARMOR ECONOMIE with other companies in the same sector:

Frequently asked questions about ARMOR ECONOMIE

What is the revenue of ARMOR ECONOMIE ?

The revenue of ARMOR ECONOMIE is not publicly disclosed (confidential accounts filed with INPI).

Is ARMOR ECONOMIE profitable?

Yes, ARMOR ECONOMIE generated a net profit of 190 k€ in 2024.

Where is the headquarters of ARMOR ECONOMIE ?

The headquarters of ARMOR ECONOMIE is located in LORIENT (56100), in the department Morbihan.

Where to find the tax return of ARMOR ECONOMIE ?

The tax return of ARMOR ECONOMIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ARMOR ECONOMIE operate?

ARMOR ECONOMIE operates in the sector Activité des économistes de la construction (NAF code 74.90A). See the 'Sector positioning' section above to compare the company with its competitors.