SIREN : 377662598
ARMARIE IMMOBILIER is a French company founded 36 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in ANNECY (74000), this company of category PME shows in 2019 a revenue of 541 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 540 551 € | 535 500 € | 546 081 € | 221 742 € |
| Net income | 10 502 € | 6 833 € | -1 606 € | 116 323 € |
| EBITDA | 242 127 € | 250 432 € | 243 232 € | 53 801 € |
| Net margin | 1.9% | 1.3% | -0.3% | 52.5% |
In 2019, ARMARIE IMMOBILIER achieves revenue of 541 k€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +34.6%. Vs 2018: +1%. After deducting consumption (94 k€), gross margin stands at 446 k€, i.e. a rate of 83%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 242 k€, representing 44.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 11 k€, i.e. 1.9% of revenue. This profit can be retained or distributed to shareholders.
540 551 €
446 282 €
242 127 €
63 698 €
10 502 €
44.8%
The debt ratio (= Financial debt / Equity x 100) stands at 92%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 22.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 35.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
92.063%
51.91%
34.95%
22.896
90.8%
In 2019, the debt ratio of ARMARIE IMMOBILIER (92.06) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of ARMARIE IMMOBILIER (51.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2019, the repayment capacity of ARMARIE IMMOBILIER (22.90) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 12001.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 21.9x. Operating income very largely covers interest expenses: high safety margin.
12001.177
21.943
In 2019, the liquidity ratio of ARMARIE IMMOBILIER (12001.18) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2019, the interest coverage of ARMARIE IMMOBILIER (21.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. Favorable situation: supplier credit is longer than customer credit by 15 days. Inventory turnover is 1822 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 1710 days of revenue, i.e. 2.6 M€ to permanently finance.
2 567 709 €
9 j
24 j
1822 j
1710 j
Indicative estimate only : the number of comparable transactions in this sector is limited (36 transactions). This range of 250 769€ to 1 645 636€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 36 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ARMARIE IMMOBILIER with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of ARMARIE IMMOBILIER in 2019 is 541 k€.
Yes, ARMARIE IMMOBILIER generated a net profit of 11 k€ in 2019.
The headquarters of ARMARIE IMMOBILIER is located in ANNECY (74000), in the department Haute-Savoie.
The tax return of ARMARIE IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ARMARIE IMMOBILIER operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.