SIREN : 797935426
ARMAFINA is a French company founded 12 years ago, specialized in the sector Activités des sociétés holding. Based in LYON (69003), this company of category ETI shows in 2024 a revenue of 516 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 516 000 € | 516 000 € | 516 000 € | 516 000 € | 516 000 € | 516 000 € | 354 000 € | 354 000 € |
| Net income | 3 525 634 € | 4 532 929 € | 4 268 471 € | 8 070 847 € | 4 378 448 € | 3 467 706 € | 3 293 759 € | 7 729 896 € |
| EBITDA | -53 094 € | -46 017 € | -62 980 € | -328 177 € | -30 762 € | -59 364 € | -203 107 € | -244 175 € |
| Net margin | 683.3% | 878.5% | 827.2% | 1564.1% | 848.5% | 672.0% | 930.4% | 2183.6% |
In 2024, ARMAFINA achieves revenue of 516 k€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.5%. Slight decline of 0% vs 2023. After deducting consumption (2 k€), gross margin stands at 514 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -53 k€, representing -10.3% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3.5 M€, i.e. 683.3% of revenue. This profit can be retained or distributed to shareholders.
516 000 €
513 970 €
-53 094 €
-51 071 €
3 525 634 €
-10.3%
The debt ratio (= Financial debt / Equity x 100) stands at 38%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 683.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
37.779%
71.328%
683.262%
7.231
In 2024, the debt ratio of ARMAFINA (37.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ARMAFINA (71.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of ARMAFINA (7.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 129.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
129.929
-2545.806
In 2024, the liquidity ratio of ARMAFINA (129.93) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of ARMAFINA (-2545.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. Favorable situation: supplier credit is longer than customer credit by 13 days. WCR is negative (-565 days): operations structurally generate cash.
-810 006 €
30 j
43 j
0 j
-565 j
Based on 54 transactions of similar company sales
in 2024,
the value of ARMAFINA is estimated at
2 241 200 €
(range 1 426 545€ - 10 749 125€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ARMAFINA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of ARMAFINA in 2024 is 516 k€.
Yes, ARMAFINA generated a net profit of 3.5 M€ in 2024.
The headquarters of ARMAFINA is located in LYON (69003), in the department Rhone.
The tax return of ARMAFINA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ARMAFINA operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.