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ARMA BTP : revenue, balance sheet and financial ratios

ARMA BTP is a French company founded 10 years ago, specialized in the sector Construction de maisons individuelles. Based in EVREUX (27000), this company of category PME shows in 2016 a revenue of 435 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ARMA BTP (SIREN 814734075)
Indicator 2020 2019 2016
Revenue N/C N/C 434 599 €
Net income 23 462 € 21 097 € 22 186 €
EBITDA N/C N/C 27 634 €
Net margin N/C N/C 5.1%

Revenue and income statement

In 2020, ARMA BTP generates positive net income of 23 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2020: 22 k€ -> 23 k€.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

23 462 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.231%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

18.048%

Solvency indicators evolution
ARMA BTP

Sector positioning

Debt ratio
0.23 2020
2016
2019
2020
Q1: 0.03
Med: 15.56
Q3: 82.98
Good

In 2020, the debt ratio of ARMA BTP (0.23) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
18.05% 2020
2016
2019
2020
Q1: 4.78%
Med: 22.9%
Q3: 43.9%
Average

In 2020, the financial autonomy of ARMA BTP (18.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2016
2016
Q1: 0.0 years
Med: 0.0 years
Q3: 0.59 years
Excellent

In 2016, the repayment capacity of ARMA BTP (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 122.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

122.085

Liquidity indicators evolution
ARMA BTP

Sector positioning

Liquidity ratio
122.08 2020
2016
2019
2020
Q1: 124.75
Med: 179.44
Q3: 279.2
Watch

In 2020, the liquidity ratio of ARMA BTP (122.08) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
3.34x 2016
2016
Q1: 0.0x
Med: 0.0x
Q3: 1.86x
Excellent

In 2016, the interest coverage of ARMA BTP (3.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ARMA BTP

Positioning of ARMA BTP in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of ARMA BTP is estimated at 58 239 € (range 19 743€ - 187 806€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
113 transactions
19k€ 58k€ 187k€
58 239 € Range: 19 743€ - 187 806€
NAF 5 all-time

Valuation method used

Net Income Multiple
23 462 € × 2.5x = 58 239 €
Range: 19 743€ - 187 806€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare ARMA BTP with other companies in the same sector:

Frequently asked questions about ARMA BTP

What is the revenue of ARMA BTP ?

The revenue of ARMA BTP in 2016 is 435 k€.

Is ARMA BTP profitable?

Yes, ARMA BTP generated a net profit of 23 k€ in 2020.

Where is the headquarters of ARMA BTP ?

The headquarters of ARMA BTP is located in EVREUX (27000), in the department Eure.

Where to find the tax return of ARMA BTP ?

The tax return of ARMA BTP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ARMA BTP operate?

ARMA BTP operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.