SIREN : 844713016
ARIANCE is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75012), this company of category PME shows in 2024 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 2 007 822 € | 2 582 579 € | 2 757 064 € | 3 074 855 € | 3 141 053 € | 16 193 € |
| Net income | 19 023 € | 274 337 € | 62 737 € | 217 459 € | 530 006 € | -1 115 814 € |
| EBITDA | 141 684 € | 425 644 € | 190 795 € | 345 964 € | 654 860 € | -1 054 423 € |
| Net margin | 0.9% | 10.6% | 2.3% | 7.1% | 16.9% | -6890.7% |
In 2024, ARIANCE achieves revenue of 2.0 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +162.2%. Significant drop of -22% vs 2023. After deducting consumption (847 k€), gross margin stands at 1.2 M€, i.e. a rate of 58%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 142 k€, representing 7.1% of revenue. Warning negative scissor effect: despite revenue change (-22%), EBITDA varies by -67%, reducing margin by 9.4 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 0.9% of revenue. This profit can be retained or distributed to shareholders.
2 007 822 €
1 160 775 €
141 684 €
19 097 €
19 023 €
7.1%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 7.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.0%
62.863%
7.053%
0.0
9.1%
In 2024, the debt ratio of ARIANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of ARIANCE (62.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of ARIANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 230.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
230.839
0.052
In 2024, the liquidity ratio of ARIANCE (230.84) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of ARIANCE (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 377 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 368 days. The company must finance 9 days of gap between collections and payments. Overall, WCR represents 409 days of revenue, i.e. 2.3 M€ to permanently finance. Over 2019-2024, WCR increased by +18496%, requiring additional financing.
2 280 324 €
377 j
368 j
0 j
409 j
Based on 193 transactions of similar company sales (all years), the value of ARIANCE is estimated at 685 184 € (range 190 797€ - 1 573 308€). With an EBITDA of 141 684€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ARIANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ARIANCE in 2024 is 2.0 M€.
Yes, ARIANCE generated a net profit of 19 k€ in 2024.
The headquarters of ARIANCE is located in PARIS (75012), in the department Paris.
The tax return of ARIANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ARIANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.