SIREN : 891637142
AR POLSKA is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in SAINT-ETIENNE (42100), this company of category PME shows in 2025 a revenue of 2 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1 800 € | 1 800 € | 1 800 € | 1 000 € | 1 000 € |
| Net income | 455 € | 673 € | 283 € | 169 € | 107 € |
| EBITDA | 1 066 € | 1 097 € | 497 € | 336 € | 126 € |
| Net margin | 25.3% | 37.4% | 15.7% | 16.9% | 10.7% |
In 2025, AR POLSKA achieves revenue of 2 k€. Over the period 2021-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +15.8%. Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 2 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 59.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 455 €, i.e. 25.3% of revenue. This profit can be retained or distributed to shareholders.
1 800 €
1 800 €
1 066 €
1 066 €
455 €
59.2%
The debt ratio (= Financial debt / Equity x 100) stands at 814%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 48.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 25.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
813.775%
88.767%
25.222%
48.145
In 2025, the debt ratio of AR POLSKA (813.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of AR POLSKA (88.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of AR POLSKA (48.15) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 29540.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 49.9x. Operating income very largely covers interest expenses: high safety margin.
29540.0
49.906
In 2025, the liquidity ratio of AR POLSKA (29540.00) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of AR POLSKA (49.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 300 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 300 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 3384 days of revenue, i.e. 17 k€ to permanently finance. Over 2021-2025, WCR increased by +471%, requiring additional financing.
16 918 €
300 j
0 j
0 j
3384 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 352€ to 3 029€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AR POLSKA with other companies in the same sector:
The revenue of AR POLSKA in 2025 is 2 k€.
Yes, AR POLSKA generated a net profit of 455€ in 2025.
The headquarters of AR POLSKA is located in SAINT-ETIENNE (42100), in the department Loire.
The tax return of AR POLSKA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AR POLSKA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.