Employees: 01 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2008-05-15 (17 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: BRON (69500), Rhone
APSILON : revenue, balance sheet and financial ratios
APSILON is a French company
founded 17 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in BRON (69500),
this company of category PME
shows in 2023 a revenue of 723 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, APSILON generates positive net income of 178 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 39 k€ -> 178 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
177 912 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.016%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
32.629%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2023
2024
Debt ratio
14.636
20.202
16.827
1.124
1.071
0.0
0.012
0.016
Financial autonomy
48.142
51.814
46.831
69.457
79.765
76.377
80.751
32.629
Repayment capacity
0.705
1.175
None
None
None
None
0.0
None
Cash flow / Revenue
4.824%
4.515%
None%
None%
None%
None%
19.06%
None%
Sector positioning
Debt ratio
0.022024
2021
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Good
In 2024, the debt ratio of APSILON (0.02) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
32.63%2024
2021
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average-36 pts over 3 years
In 2024, the financial autonomy of APSILON (32.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
0.0 years2023
2023
Q1: 0.0 years
Med: 0.13 years
Q3: 2.03 years
Excellent
In 2023, the repayment capacity of APSILON (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 147.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
147.246
Liquidity indicators evolution APSILON
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2023
2024
Liquidity ratio
255.084
255.559
237.976
320.413
493.356
409.192
493.632
147.246
Interest coverage
0.0
0.0
None
None
None
None
0.0
None
Sector positioning
Liquidity ratio
147.252024
2021
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average-39 pts over 3 years
In 2024, the liquidity ratio of APSILON (147.25) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.0x2023
2023
Q1: 0.0x
Med: 0.0x
Q3: 2.0x
Average
In 2023, the interest coverage of APSILON (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution APSILON
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2023
2024
Operating WCR
-129 969 €
-163 473 €
0 €
0 €
0 €
0 €
118 244 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
Customer payment term (days)
16
0
0
0
0
0
5
0
Supplier payment term (days)
8
5
0
0
0
0
9
0
Positioning of APSILON in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of APSILON is estimated at
358 078 €
(range 169 377€ - 1 634 947€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
169k€358k€1634k€
358 078 €Range: 169 377€ - 1 634 947€
NAF 5 all-time
Valuation method used
Net Income Multiple
177 912 €
×
2.0x
=358 078 €
Range: 169 378€ - 1 634 948€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare APSILON with other companies in the same sector:
Yes, APSILON generated a net profit of 178 k€ in 2024.
Where is the headquarters of APSILON ?
The headquarters of APSILON is located in BRON (69500), in the department Rhone.
Where to find the tax return of APSILON ?
The tax return of APSILON is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does APSILON operate?
APSILON operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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