SIREN : 501273502
APRIL VIE CONSEIL is a French company founded 18 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LYON (69006), this company of category ETI shows in 2024 a revenue of 513 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 513 000 € | 471 000 € | 464 000 € | 441 548 € | 426 191 € | 386 265 € | 358 000 € | 319 000 € |
| Net income | 107 000 € | 75 000 € | 133 000 € | 120 234 € | 134 154 € | 112 538 € | 49 000 € | 21 000 € |
| EBITDA | 154 000 € | 161 000 € | 212 000 € | 179 343 € | 173 571 € | 168 758 € | 137 000 € | 97 000 € |
| Net margin | 20.9% | 15.9% | 28.7% | 27.2% | 31.5% | 29.1% | 13.7% | 6.6% |
In 2024, APRIL VIE CONSEIL achieves revenue of 513 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.1%. Vs 2022: +9%. After deducting consumption (0 €), gross margin stands at 513 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 154 k€, representing 30.0% of revenue. Warning negative scissor effect: despite revenue change (+9%), EBITDA varies by -4%, reducing margin by 4.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 107 k€, i.e. 20.9% of revenue. This profit can be retained or distributed to shareholders.
513 000 €
513 000 €
154 000 €
149 000 €
107 000 €
30.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 21.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
69.577%
21.637%
0.0
In 2024, the debt ratio of APRIL VIE CONSEIL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of APRIL VIE CONSEIL (69.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of APRIL VIE CONSEIL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 383.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
383.333
0.0
In 2024, the liquidity ratio of APRIL VIE CONSEIL (383.33) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of APRIL VIE CONSEIL (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. Favorable situation: supplier credit is longer than customer credit by 18 days. Overall, WCR represents 188 days of revenue, i.e. 268 k€ to permanently finance. Over 2016-2024, WCR increased by +244%, requiring additional financing.
268 001 €
0 j
18 j
0 j
188 j
Based on 193 transactions of similar company sales (all years), the value of APRIL VIE CONSEIL is estimated at 287 487 € (range 86 614€ - 953 679€). With an EBITDA of 154 000€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare APRIL VIE CONSEIL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of APRIL VIE CONSEIL in 2024 is 513 k€.
Yes, APRIL VIE CONSEIL generated a net profit of 107 k€ in 2024.
The headquarters of APRIL VIE CONSEIL is located in LYON (69006), in the department Rhone.
The tax return of APRIL VIE CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
APRIL VIE CONSEIL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.