SIREN : 819517921
APF FINANCE is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in SANARY-SUR-MER (83110), this company of category PME shows in 2024 a revenue of 342 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 342 300 € | 327 000 € | 327 640 € | 314 600 € | 308 600 € | 290 000 € | 302 122 € | 317 000 € | 50 000 € |
| Net income | 216 474 € | 215 592 € | 207 059 € | 196 482 € | 214 313 € | 187 356 € | 140 007 € | 99 573 € | 264 330 € |
| EBITDA | 43 948 € | 42 131 € | 42 663 € | 40 479 € | 39 495 € | 36 053 € | 38 741 € | 41 071 € | -30 942 € |
| Net margin | 63.2% | 65.9% | 63.2% | 62.5% | 69.4% | 64.6% | 46.3% | 31.4% | 528.7% |
In 2024, APF FINANCE achieves revenue of 342 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +27.2%. Vs 2023: +5%. After deducting consumption (0 €), gross margin stands at 342 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 44 k€, representing 12.8% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 216 k€, i.e. 63.2% of revenue. This profit can be retained or distributed to shareholders.
342 300 €
342 300 €
43 948 €
43 454 €
216 474 €
12.8%
The debt ratio (= Financial debt / Equity x 100) stands at 55%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 63.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
55.027%
63.376%
63.384%
3.815
39.4%
In 2024, the debt ratio of APF FINANCE (55.03) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of APF FINANCE (63.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of APF FINANCE (3.81) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2025.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 108.9x. Operating income very largely covers interest expenses: high safety margin.
2025.942
108.872
In 2024, the liquidity ratio of APF FINANCE (2025.94) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of APF FINANCE (108.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 111 days. Excellent situation: suppliers finance 92 days of the operating cycle (retail model). Overall, WCR represents 806 days of revenue, i.e. 766 k€ to permanently finance. Over 2016-2024, WCR increased by +4689%, requiring additional financing.
766 071 €
19 j
111 j
0 j
806 j
Based on 54 transactions of similar company sales
in 2024,
the value of APF FINANCE is estimated at
229 932 €
(range 95 915€ - 578 344€).
With an EBITDA of 43 948€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare APF FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of APF FINANCE in 2024 is 342 k€.
Yes, APF FINANCE generated a net profit of 216 k€ in 2024.
The headquarters of APF FINANCE is located in SANARY-SUR-MER (83110), in the department Var.
The tax return of APF FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
APF FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.