SIREN : 790529747
APC INVESTMENT is a French company founded 13 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BRIVE-LA-GAILLARDE (19100), this company of category PME shows in 2022 a revenue of 859 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|
| Revenue | 859 020 € | N/C | N/C | 1 024 838 € | 757 109 € |
| Net income | 142 072 € | 95 940 € | 14 287 € | 131 623 € | -4 170 € |
| EBITDA | 255 426 € | N/C | N/C | 247 676 € | -95 572 € |
| Net margin | 16.5% | N/C | N/C | 12.8% | -0.6% |
In 2022, APC INVESTMENT achieves revenue of 859 k€. Revenue is growing positively over 5 years (CAGR: +3.2%). After deducting consumption (0 €), gross margin stands at 859 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 255 k€, representing 29.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 142 k€, i.e. 16.5% of revenue. This profit can be retained or distributed to shareholders.
859 020 €
859 020 €
255 426 €
178 433 €
142 072 €
29.7%
The debt ratio (= Financial debt / Equity x 100) stands at 229%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 24.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
229.441%
20.973%
24.371%
1.733
18.5%
In 2022, the debt ratio of APC INVESTMENT (229.44) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of APC INVESTMENT (21.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of APC INVESTMENT (1.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 116.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.0x. Financial charges are adequately covered by operations.
116.859
2.954
In 2022, the liquidity ratio of APC INVESTMENT (116.86) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of APC INVESTMENT (3.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. Favorable situation: supplier credit is longer than customer credit by 6 days. WCR is negative (-7 days): operations structurally generate cash. Over 2018-2022, WCR increased by +91%, requiring additional financing.
-17 094 €
0 j
6 j
0 j
-7 j
Based on 193 transactions of similar company sales (all years), the value of APC INVESTMENT is estimated at 464 982 € (range 137 590€ - 1 521 190€). With an EBITDA of 255 426€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare APC INVESTMENT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of APC INVESTMENT in 2022 is 859 k€.
Yes, APC INVESTMENT generated a net profit of 142 k€ in 2022.
The headquarters of APC INVESTMENT is located in BRIVE-LA-GAILLARDE (19100), in the department Correze.
The tax return of APC INVESTMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
APC INVESTMENT operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.