SIREN : 403090145
A.O.C. FINANCES is a French company founded 30 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75008), this company of category PME shows in 2024 a revenue of 145 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 145 000 € | 223 667 € | 146 000 € | 500 433 € | N/C | 197 917 € | 414 912 € | 421 667 € |
| Net income | 18 406 € | 55 780 € | 158 486 € | -170 771 € | 360 449 € | -51 322 € | 50 814 € | 12 636 € |
| EBITDA | -7 761 € | 64 543 € | 10 450 € | 52 811 € | -145 278 € | -78 570 € | -118 109 € | 53 577 € |
| Net margin | 12.7% | 24.9% | 108.6% | -34.1% | N/C | -25.9% | 12.2% | 3.0% |
In 2024, A.O.C. FINANCES achieves revenue of 145 k€. Revenue is declining over the period 2016-2024 (CAGR: -12.5%). Significant drop of -35% vs 2023. After deducting consumption (-40 k€), gross margin stands at 185 k€, i.e. a rate of 128%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -8 k€, representing -5.4% of revenue. Warning negative scissor effect: despite revenue change (-35%), EBITDA varies by -112%, reducing margin by 34.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 18 k€, i.e. 12.7% of revenue. This profit can be retained or distributed to shareholders.
145 000 €
185 180 €
-7 761 €
-52 957 €
18 406 €
-5.4%
The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 27.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 23.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
13.252%
85.517%
23.457%
27.923
67.6%
In 2024, the debt ratio of A.O.C. FINANCES (13.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of A.O.C. FINANCES (85.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of A.O.C. FINANCES (27.92) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1083.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1083.225
-1.25
In 2024, the liquidity ratio of A.O.C. FINANCES (1083.22) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of A.O.C. FINANCES (-1.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 390 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 315 days. The gap of 75 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 1050 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 1513 days of revenue, i.e. 610 k€ to permanently finance. Notable WCR improvement over the period (-25%), freeing up cash.
609 560 €
390 j
315 j
1050 j
1513 j
Based on 54 transactions of similar company sales
in 2024,
the value of A.O.C. FINANCES is estimated at
61 971 €
(range 38 722€ - 115 880€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare A.O.C. FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of A.O.C. FINANCES in 2024 is 145 k€.
Yes, A.O.C. FINANCES generated a net profit of 18 k€ in 2024.
The headquarters of A.O.C. FINANCES is located in PARIS (75008), in the department Paris.
The tax return of A.O.C. FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
A.O.C. FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.