ANJOU TOLERIE STE : revenue, balance sheet and financial ratios

ANJOU TOLERIE STE is a French company founded 60 years ago, specialized in the sector Fabrication de meubles de bureau et de magasin. Based in SAINT-GEORGES-SUR-LOIRE (49170), this company of category PME shows in 2024 a revenue of 11.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ANJOU TOLERIE STE (SIREN 066200668)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 11 246 173 € 10 927 032 € 9 070 991 € 9 008 850 € 8 403 601 € 9 951 663 € 11 913 875 € 11 635 430 € 13 476 137 €
Net income 354 413 € 390 076 € 22 555 € 117 052 € -152 130 € 172 611 € 601 922 € 526 372 € 655 811 €
EBITDA 810 935 € 949 277 € 325 843 € 404 858 € 190 227 € 401 083 € 1 067 032 € 898 919 € 1 235 379 €
Net margin 3.2% 3.6% 0.2% 1.3% -1.8% 1.7% 5.1% 4.5% 4.9%

Revenue and income statement

In 2024, ANJOU TOLERIE STE achieves revenue of 11.2 M€. Activity remains stable over the period (CAGR: -2.2%). Vs 2023: +3%. After deducting consumption (4.9 M€), gross margin stands at 6.3 M€, i.e. a rate of 56%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 811 k€, representing 7.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 354 k€, i.e. 3.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

11 246 173 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

6 302 949 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

810 935 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

583 859 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

354 413 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

7.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 5.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

20.286%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

29.827%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

5.326%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.407

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.5%

Solvency indicators evolution
ANJOU TOLERIE STE

Sector positioning

Debt ratio
20.29 2024
2022
2023
2024
Q1: 7.55
Med: 22.57
Q3: 55.57
Good

In 2024, the debt ratio of ANJOU TOLERIE STE (20.29) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
29.83% 2024
2022
2023
2024
Q1: 29.97%
Med: 45.57%
Q3: 61.99%
Average -12 pts over 3 years

In 2024, the financial autonomy of ANJOU TOLERIE STE (29.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.41 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.62 years
Q3: 1.88 years
Average -10 pts over 3 years

In 2024, the repayment capacity of ANJOU TOLERIE STE (1.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 123.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 35.2x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

123.369

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

35.164

Liquidity indicators evolution
ANJOU TOLERIE STE

Sector positioning

Liquidity ratio
123.37 2024
2022
2023
2024
Q1: 167.13
Med: 233.51
Q3: 351.0
Watch

In 2024, the liquidity ratio of ANJOU TOLERIE STE (123.37) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
35.16x 2024
2022
2023
2024
Q1: 0.0x
Med: 1.04x
Q3: 6.42x
Excellent

In 2024, the interest coverage of ANJOU TOLERIE STE (35.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 82 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 129 days. Excellent situation: suppliers finance 47 days of the operating cycle (retail model). Inventory turnover is 57 days (= Average inventory / Cost of goods x 360). WCR is negative (-44 days): operations structurally generate cash. Notable WCR improvement over the period (-124%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-1 367 647 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

82 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

129 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

57 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-44 j

WCR and payment terms evolution
ANJOU TOLERIE STE

Positioning of ANJOU TOLERIE STE in its sector

Comparison with sector Fabrication de meubles de bureau et de magasin

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 965 820€ to 5 215 869€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
965k€ 2290k€ 5215k€
2 290 661 € Range: 965 820€ - 5 215 869€
NAF 4 all-time Aggregated at NAF sub-class level
How is this estimate calculated?

This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication de meubles de bureau et de magasin)

Compare ANJOU TOLERIE STE with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication de meubles de bureau et de magasin

Frequently asked questions about ANJOU TOLERIE STE

What is the revenue of ANJOU TOLERIE STE ?

The revenue of ANJOU TOLERIE STE in 2024 is 11.2 M€.

Is ANJOU TOLERIE STE profitable?

Yes, ANJOU TOLERIE STE generated a net profit of 354 k€ in 2024.

Where is the headquarters of ANJOU TOLERIE STE ?

The headquarters of ANJOU TOLERIE STE is located in SAINT-GEORGES-SUR-LOIRE (49170), in the department Maine-et-Loire.

Where to find the tax return of ANJOU TOLERIE STE ?

The tax return of ANJOU TOLERIE STE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ANJOU TOLERIE STE operate?

ANJOU TOLERIE STE operates in the sector Fabrication de meubles de bureau et de magasin (NAF code 31.01Z). See the 'Sector positioning' section above to compare the company with its competitors.