ANG ASSURANCE : revenue, balance sheet and financial ratios

ANG ASSURANCE is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LIVRY-GARGAN (93190), this company of category PME shows in 2022 a revenue of 421 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ANG ASSURANCE (SIREN 794362756)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue N/C N/C 420 965 € N/C N/C N/C 226 494 € 167 855 € 87 890 € 85 668 €
Net income 0 € 0 € 32 703 € 0 € 0 € 0 € 10 290 € 20 120 € 10 983 € 20 697 €
EBITDA N/C N/C 58 947 € N/C N/C N/C 39 015 € 42 176 € 15 534 € 42 323 €
Net margin N/C N/C 7.8% N/C N/C N/C 4.5% 12.0% 12.5% 24.2%

Revenue and income statement

In 2024, ANG ASSURANCE records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2015-2022: 21 k€ -> 0 €.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

4.406%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

3.107%

Solvency indicators evolution
ANG ASSURANCE

Sector positioning

Debt ratio
4.41 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Good +12 pts over 3 years

In 2024, the debt ratio of ANG ASSURANCE (4.41) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
3.11% 2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Average

In 2024, the financial autonomy of ANG ASSURANCE (3.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.02 years 2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.36 years
Good

In 2022, the repayment capacity of ANG ASSURANCE (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 307.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

307.916

Liquidity indicators evolution
ANG ASSURANCE

Sector positioning

Liquidity ratio
307.92 2024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Good

In 2024, the liquidity ratio of ANG ASSURANCE (307.92) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.38x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Good

In 2022, the interest coverage of ANG ASSURANCE (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ANG ASSURANCE

Positioning of ANG ASSURANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare ANG ASSURANCE with other companies in the same sector:

Frequently asked questions about ANG ASSURANCE

What is the revenue of ANG ASSURANCE ?

The revenue of ANG ASSURANCE in 2022 is 421 k€.

Is ANG ASSURANCE profitable?

Yes, ANG ASSURANCE generated a net profit of 33 k€ in 2022.

Where is the headquarters of ANG ASSURANCE ?

The headquarters of ANG ASSURANCE is located in LIVRY-GARGAN (93190), in the department Seine-Saint-Denis.

Where to find the tax return of ANG ASSURANCE ?

The tax return of ANG ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ANG ASSURANCE operate?

ANG ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.