SIREN : 843958711
ANDY is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in WINTZENHEIM (68124), this company of category PME shows in 2020 a revenue of 64 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 |
|---|---|---|
| Revenue | 64 245 € | 117 559 € |
| Net income | 5 070 € | 99 € |
| EBITDA | -18 678 € | -12 699 € |
| Net margin | 7.9% | 0.1% |
In 2020, ANDY achieves revenue of 64 k€. Significant drop of -45% vs 2019. After deducting consumption (18 k€), gross margin stands at 46 k€, i.e. a rate of 72%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -19 k€, representing -29.1% of revenue. Warning negative scissor effect: despite revenue change (-45%), EBITDA varies by -47%, reducing margin by 18.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5 k€, i.e. 7.9% of revenue. This profit can be retained or distributed to shareholders.
64 245 €
46 368 €
-18 678 €
5 274 €
5 070 €
-28.3%
The debt ratio (= Financial debt / Equity x 100) stands at 277%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
277.358%
5.288%
17.592%
1.595
78.6%
In 2020, the debt ratio of ANDY (277.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of ANDY (5.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of ANDY (1.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 16.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
16.849
-1.092
In 2020, the liquidity ratio of ANDY (16.85) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2020, the interest coverage of ANDY (-1.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. Excellent situation: suppliers finance 31 days of the operating cycle (retail model). Inventory turnover is 4 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-445 days): operations structurally generate cash.
-79 389 €
0 j
31 j
4 j
-445 j
Based on 54 transactions of similar company sales
in 2020,
the value of ANDY is estimated at
40 603 €
(range 19 100€ - 60 254€).
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ANDY with other companies in the same sector:
The revenue of ANDY in 2020 is 64 k€.
Yes, ANDY generated a net profit of 5 k€ in 2020.
The headquarters of ANDY is located in WINTZENHEIM (68124), in the department Haut-Rhin.
The tax return of ANDY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ANDY operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.