ANAVIE : revenue, balance sheet and financial ratios

ANAVIE is a French company founded 15 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75016), this company of category PME shows in 2019 a revenue of 574 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ANAVIE (SIREN 522965946)
Indicator 2023 2022 2019 2017 2016 2015 2014
Revenue N/C N/C 573 815 € 1 092 200 € 590 450 € 1 003 700 € 412 000 €
Net income -156 930 € -7 703 € 1 956 € 20 756 € 33 864 € 34 158 € 37 737 €
EBITDA N/C N/C 4 623 € 24 826 € 26 263 € 39 012 € 46 141 €
Net margin N/C N/C 0.3% 1.9% 5.7% 3.4% 9.2%

Revenue and income statement

In 2023, ANAVIE records a net loss of 157 k€. This deficit will reduce equity on the balance sheet.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-156 930 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -42%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -111%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-42.321%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-111.053%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

85.1%

Solvency indicators evolution
ANAVIE

Sector positioning

Debt ratio
-42.32 2023
2019
2022
2023
Q1: 0.0
Med: 8.56
Q3: 49.67
Excellent

In 2023, the debt ratio of ANAVIE (-42.32) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-111.05% 2023
2019
2022
2023
Q1: 14.09%
Med: 47.12%
Q3: 74.18%
Average -50 pts over 3 years

In 2023, the financial autonomy of ANAVIE (-111.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2019
2019
Q1: 0.0 years
Med: 0.06 years
Q3: 2.26 years
Excellent

In 2019, the repayment capacity of ANAVIE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 27.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

27.689

Liquidity indicators evolution
ANAVIE

Sector positioning

Liquidity ratio
27.69 2023
2019
2022
2023
Q1: 123.5
Med: 243.58
Q3: 584.99
Watch -68 pts over 3 years

In 2023, the liquidity ratio of ANAVIE (27.69) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
0.0x 2019
2019
Q1: 0.0x
Med: 0.0x
Q3: 2.31x
Average

In 2019, the interest coverage of ANAVIE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ANAVIE

Positioning of ANAVIE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare ANAVIE with other companies in the same sector:

Frequently asked questions about ANAVIE

What is the revenue of ANAVIE ?

The revenue of ANAVIE in 2019 is 574 k€.

Is ANAVIE profitable?

ANAVIE recorded a net loss in 2023.

Where is the headquarters of ANAVIE ?

The headquarters of ANAVIE is located in PARIS (75016), in the department Paris.

Where to find the tax return of ANAVIE ?

The tax return of ANAVIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ANAVIE operate?

ANAVIE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.