SIREN : 879381598
ANA-JB is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in LA ROCHELLE (17000), this company of category PME shows in 2021 a revenue of 100 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 |
|---|---|---|
| Revenue | 100 000 € | 8 000 € |
| Net income | 14 252 € | -81 741 € |
| EBITDA | 8 673 € | -77 353 € |
| Net margin | 14.3% | -1021.8% |
In 2021, ANA-JB achieves revenue of 100 k€. Vs 2020, growth of +1150% (8 k€ -> 100 k€). After deducting consumption (0 €), gross margin stands at 100 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 9 k€, representing 8.7% of revenue. Positive scissor effect: EBITDA margin improves by +975.6 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 14.3% of revenue. This profit can be retained or distributed to shareholders.
100 000 €
100 000 €
8 673 €
10 912 €
14 252 €
8.7%
The debt ratio (= Financial debt / Equity x 100) stands at 642%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 44.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 12.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
641.518%
12.856%
12.005%
44.035
45.0%
In 2021, the debt ratio of ANA-JB (641.52) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of ANA-JB (12.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of ANA-JB (44.03) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 1523.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.1x. Operating income very largely covers interest expenses: high safety margin.
1523.683
5.085
In 2021, the liquidity ratio of ANA-JB (1523.68) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of ANA-JB (5.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 142 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 66 days. The gap of 76 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1549 days of revenue, i.e. 430 k€ to permanently finance.
430 195 €
142 j
66 j
0 j
1549 j
Based on 76 transactions of similar company sales
in 2021,
the value of ANA-JB is estimated at
53 690 €
(range 17 814€ - 99 674€).
With an EBITDA of 8 673€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ANA-JB with other companies in the same sector:
The revenue of ANA-JB in 2021 is 100 k€.
Yes, ANA-JB generated a net profit of 14 k€ in 2021.
The headquarters of ANA-JB is located in LA ROCHELLE (17000), in the department Charente-Maritime.
The tax return of ANA-JB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ANA-JB operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.