SIREN : 529600892
AMORIM FINANCES is a French company founded 15 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in LEMPDES (63370), this company of category PME shows in 2025 a revenue of 182 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 182 500 € | 200 000 € | 199 600 € | 199 200 € | 199 200 € | 199 200 € | 199 200 € | 199 200 € |
| Net income | 41 201 € | 299 766 € | 1 149 453 € | 320 € | 1 832 € | 2 192 € | 4 237 € | 4 210 € |
| EBITDA | -14 630 € | -53 554 € | -44 589 € | 389 € | 1 519 € | 2 594 € | -6 720 € | 6 278 € |
| Net margin | 22.6% | 149.9% | 575.9% | 0.2% | 0.9% | 1.1% | 2.1% | 2.1% |
In 2025, AMORIM FINANCES achieves revenue of 182 k€. Activity remains stable over the period (CAGR: -1.1%). Slight decline of -9% vs 2024. After deducting consumption (0 €), gross margin stands at 182 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -15 k€, representing -8.0% of revenue. Positive scissor effect: EBITDA margin improves by +18.8 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 41 k€, i.e. 22.6% of revenue. This profit can be retained or distributed to shareholders.
182 500 €
182 500 €
-14 630 €
18 098 €
41 201 €
-8.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.091%
26.37%
4.637%
0.028
In 2025, the debt ratio of AMORIM FINANCES (0.09) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of AMORIM FINANCES (26.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of AMORIM FINANCES (0.03) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 135.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
135.728
0.0
In 2025, the liquidity ratio of AMORIM FINANCES (135.73) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of AMORIM FINANCES (0.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 7 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 34 days. Favorable situation: supplier credit is longer than customer credit by 27 days. WCR is negative (-1287 days): operations structurally generate cash. Notable WCR improvement over the period (-1100%), freeing up cash.
-652 293 €
7 j
34 j
0 j
-1287 j
Based on 170 transactions of similar company sales (all years), the value of AMORIM FINANCES is estimated at 248 494 € (range 157 797€ - 356 461€). The price/revenue ratio is 0.71x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 170 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AMORIM FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of AMORIM FINANCES in 2025 is 182 k€.
Yes, AMORIM FINANCES generated a net profit of 41 k€ in 2025.
The headquarters of AMORIM FINANCES is located in LEMPDES (63370), in the department Puy-de-Dome.
The tax return of AMORIM FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AMORIM FINANCES operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.