AMILLY PASSION AUTOMOBILE : revenue, balance sheet and financial ratios

AMILLY PASSION AUTOMOBILE is a French company founded 18 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in AMILLY (45200), this company of category PME shows in 2023 a revenue of 4.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AMILLY PASSION AUTOMOBILE (SIREN 498030014)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 4 182 753 € 5 451 073 € 7 002 522 € 6 904 185 € 8 473 219 € 7 861 905 € 8 408 884 € 7 601 622 €
Net income 40 235 € 89 718 € 107 667 € 105 888 € 227 181 € 141 133 € 218 772 € 198 374 €
EBITDA -204 962 € 32 130 € 260 985 € 225 914 € 318 926 € 267 959 € 409 289 € 367 459 €
Net margin 1.0% 1.6% 1.5% 1.5% 2.7% 1.8% 2.6% 2.6%

Revenue and income statement

In 2023, AMILLY PASSION AUTOMOBILE achieves revenue of 4.2 M€. Revenue is declining over the period 2016-2023 (CAGR: -8.2%). Significant drop of -23% vs 2022. After deducting consumption (3.3 M€), gross margin stands at 891 k€, i.e. a rate of 21%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -205 k€, representing -4.9% of revenue. Warning negative scissor effect: despite revenue change (-23%), EBITDA varies by -738%, reducing margin by 5.5 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 40 k€, i.e. 1.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 182 753 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

891 393 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-204 962 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

8 120 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

40 235 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-4.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 58%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.68%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

58.496%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-4.827%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.045

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

34.5%

Solvency indicators evolution
AMILLY PASSION AUTOMOBILE

Sector positioning

Debt ratio
0.68 2023
2021
2022
2023
Q1: 5.33
Med: 46.56
Q3: 142.38
Excellent

In 2023, the debt ratio of AMILLY PASSION AUTOMOBILE (0.68) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
58.5% 2023
2021
2022
2023
Q1: 10.96%
Med: 26.91%
Q3: 51.24%
Excellent

In 2023, the financial autonomy of AMILLY PASSION AUTOMOBILE (58.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.04 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.51 years
Q3: 4.09 years
Excellent -10 pts over 3 years

In 2023, the repayment capacity of AMILLY PASSION AUTOMOBILE (-0.04) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 202.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

202.279

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-0.787

Liquidity indicators evolution
AMILLY PASSION AUTOMOBILE

Sector positioning

Liquidity ratio
202.28 2023
2021
2022
2023
Q1: 135.08
Med: 203.8
Q3: 381.44
Average -25 pts over 3 years

In 2023, the liquidity ratio of AMILLY PASSION AUTOMOBILE (202.28) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-0.79x 2023
2021
2022
2023
Q1: 0.0x
Med: 2.09x
Q3: 18.92x
Average

In 2023, the interest coverage of AMILLY PASSION AUTOMOBILE (-0.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 82 days. Excellent situation: suppliers finance 82 days of the operating cycle (retail model). Inventory turnover is 106 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 162 days of revenue, i.e. 1.9 M€ to permanently finance.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 887 593 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

82 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

106 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

162 j

WCR and payment terms evolution
AMILLY PASSION AUTOMOBILE

Positioning of AMILLY PASSION AUTOMOBILE in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 149 transactions of similar company sales in 2023, the value of AMILLY PASSION AUTOMOBILE is estimated at 351 101 € (range 185 924€ - 843 885€). The price/revenue ratio is 0.13x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
149 transactions
185k€ 351k€ 843k€
351 101 € Range: 185 924€ - 843 885€
NAF 5 année 2023

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
4 182 753 € × 0.13x
Estimation 529 802 €
296 044€ - 1 307 871€
Net Income Multiple 20%
40 235 € × 2.1x
Estimation 83 050 €
20 746€ - 147 907€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 149 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare AMILLY PASSION AUTOMOBILE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about AMILLY PASSION AUTOMOBILE

What is the revenue of AMILLY PASSION AUTOMOBILE ?

The revenue of AMILLY PASSION AUTOMOBILE in 2023 is 4.2 M€.

Is AMILLY PASSION AUTOMOBILE profitable?

Yes, AMILLY PASSION AUTOMOBILE generated a net profit of 40 k€ in 2023.

Where is the headquarters of AMILLY PASSION AUTOMOBILE ?

The headquarters of AMILLY PASSION AUTOMOBILE is located in AMILLY (45200), in the department Loiret.

Where to find the tax return of AMILLY PASSION AUTOMOBILE ?

The tax return of AMILLY PASSION AUTOMOBILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AMILLY PASSION AUTOMOBILE operate?

AMILLY PASSION AUTOMOBILE operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.