SIREN : 914248042
AMC FINANCES is a French company founded 3 years ago, specialized in the sector Services administratifs combinés de bureau. Based in HERBIGNAC (44410), this company of category PME shows in 2024 a revenue of 120 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 120 000 € | 110 000 € | 55 000 € |
| Net income | 25 769 € | 12 372 € | 19 884 € |
| EBITDA | 2 346 € | -5 214 € | 1 554 € |
| Net margin | 21.5% | 11.2% | 36.2% |
In 2024, AMC FINANCES achieves revenue of 120 k€. Over the period 2022-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +47.7%. Vs 2023: +9%. After deducting consumption (0 €), gross margin stands at 120 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 2.0% of revenue. Positive scissor effect: EBITDA margin improves by +6.7 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 26 k€, i.e. 21.5% of revenue. This profit can be retained or distributed to shareholders.
120 000 €
120 000 €
2 346 €
1 962 €
25 769 €
2.0%
The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 22.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
27.353%
74.211%
22.673%
1.968
36.7%
In 2024, the debt ratio of AMC FINANCES (27.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of AMC FINANCES (74.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of AMC FINANCES (1.97) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 325.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 32.4x. Operating income very largely covers interest expenses: high safety margin.
325.059
32.353
In 2024, the liquidity ratio of AMC FINANCES (325.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of AMC FINANCES (32.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 63 days. Excellent situation: suppliers finance 48 days of the operating cycle (retail model). Overall, WCR represents 42 days of revenue, i.e. 14 k€ to permanently finance.
14 132 €
15 j
63 j
0 j
42 j
Based on 173 transactions of similar company sales (all years), the value of AMC FINANCES is estimated at 36 032 € (range 13 269€ - 88 186€). With an EBITDA of 2 346€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AMC FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of AMC FINANCES in 2024 is 120 k€.
Yes, AMC FINANCES generated a net profit of 26 k€ in 2024.
The headquarters of AMC FINANCES is located in HERBIGNAC (44410), in the department Loire-Atlantique.
The tax return of AMC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AMC FINANCES operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.