SIREN : 811355809
AMAL is a French company founded 11 years ago, specialized in the sector Commerce d'alimentation générale. Based in CORMEILLES-EN-VEXIN (95830), this company of category PME shows in 2020 a revenue of 123 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2017 | 2016 | 2015 |
|---|---|---|---|---|
| Revenue | 122 579 € | 136 852 € | 111 213 € | 59 445 € |
| Net income | 1 622 € | 1 397 € | 1 952 € | 2 055 € |
| EBITDA | 3 075 € | 5 329 € | 3 584 € | 3 065 € |
| Net margin | 1.3% | 1.0% | 1.8% | 3.5% |
In 2020, AMAL achieves revenue of 123 k€. Over the period 2015-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +15.6%. Significant drop of -10% vs 2017. After deducting consumption (83 k€), gross margin stands at 40 k€, i.e. a rate of 32%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 2.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 1.3% of revenue. This profit can be retained or distributed to shareholders.
122 579 €
39 612 €
3 075 €
1 972 €
1 622 €
2.5%
The debt ratio (= Financial debt / Equity x 100) stands at 301%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
301.355%
66.048%
2.223%
0.538
23.9%
In 2020, the debt ratio of AMAL (301.36) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2020, the financial autonomy of AMAL (66.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2020, the repayment capacity of AMAL (0.54) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 31.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
31.884
0.0
In 2020, the liquidity ratio of AMAL (31.88) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of AMAL (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1 days. Favorable situation: supplier credit is longer than customer credit by 1 days. Inventory turnover is 40 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-88 days): operations structurally generate cash. Notable WCR improvement over the period (-123%), freeing up cash.
-30 012 €
0 j
1 j
40 j
-88 j
Based on 312 transactions of similar company sales in 2020, the value of AMAL is estimated at 16 293 € (range 8 342€ - 29 724€). With an EBITDA of 3 075€, the sector multiple of 3.5x is applied. The price/revenue ratio is 0.25x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 312 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AMAL with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce d'alimentation générale
The revenue of AMAL in 2020 is 123 k€.
Yes, AMAL generated a net profit of 2 k€ in 2020.
The headquarters of AMAL is located in CORMEILLES-EN-VEXIN (95830), in the department Val-d'Oise.
The tax return of AMAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AMAL operates in the sector Commerce d'alimentation générale (NAF code 47.11B). See the 'Sector positioning' section above to compare the company with its competitors.