SIREN : 982733214
ALTIMIUM COURTAGE is a French company founded 2 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-ETIENNE (42000), this company of category PME shows in 2024 a revenue of 60 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 |
|---|---|
| Revenue | 60 041 € |
| Net income | 47 597 € |
| EBITDA | 47 278 € |
| Net margin | 79.3% |
In 2024, ALTIMIUM COURTAGE achieves revenue of 60 k€. After deducting consumption (0 €), gross margin stands at 60 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 47 k€, representing 78.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 48 k€, i.e. 79.3% of revenue. This profit can be retained or distributed to shareholders.
60 041 €
60 041 €
47 278 €
47 279 €
47 597 €
78.7%
The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 85%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 79.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
18.088%
84.682%
79.274%
0.183
In 2024, the debt ratio of ALTIMIUM COURTAGE (18.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ALTIMIUM COURTAGE (84.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of ALTIMIUM COURTAGE (0.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
0.072
In 2024, the interest coverage of ALTIMIUM COURTAGE (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Based on 193 transactions of similar company sales (all years), the value of ALTIMIUM COURTAGE is estimated at 65 473 € (range 21 389€ - 266 468€). With an EBITDA of 47 278€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ALTIMIUM COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ALTIMIUM COURTAGE in 2024 is 60 k€.
Yes, ALTIMIUM COURTAGE generated a net profit of 48 k€ in 2024.
The headquarters of ALTIMIUM COURTAGE is located in SAINT-ETIENNE (42000), in the department Loire.
The tax return of ALTIMIUM COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ALTIMIUM COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.