SIREN : 499838712
ALTERNATIVE FINANCE is a French company founded 18 years ago, specialized in the sector Agences immobilières. Based in PARIS (75006), this company of category PME shows in 2023 a revenue of 146 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 146 212 € | 416 234 € | 279 233 € | 420 112 € | 377 519 € | 132 322 € | 26 269 € |
| Net income | -2 347 € | 34 124 € | -30 378 € | 10 867 € | 11 891 € | 17 375 € | -9 333 € |
| EBITDA | 4 937 € | 39 362 € | -29 914 € | 13 423 € | 15 323 € | 19 851 € | -8 807 € |
| Net margin | -1.6% | 8.2% | -10.9% | 2.6% | 3.1% | 13.1% | -35.5% |
In 2023, ALTERNATIVE FINANCE achieves revenue of 146 k€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +27.8%. Significant drop of -65% vs 2022. After deducting consumption (0 €), gross margin stands at 146 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 3.4% of revenue. Warning negative scissor effect: despite revenue change (-65%), EBITDA varies by -87%, reducing margin by 6.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -2 k€ (-1.6% of revenue), which will impact equity.
146 212 €
146 212 €
4 937 €
-997 €
-2 347 €
3.3%
The debt ratio (= Financial debt / Equity x 100) stands at 58%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
58.321%
50.557%
2.369%
7.887
74.5%
In 2023, the debt ratio of ALTERNATIVE FINANCE (58.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of ALTERNATIVE FINANCE (50.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of ALTERNATIVE FINANCE (7.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 309.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.5x. Financial charges are adequately covered by operations.
309.709
4.456
In 2023, the liquidity ratio of ALTERNATIVE FINANCE (309.71) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of ALTERNATIVE FINANCE (4.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. Favorable situation: supplier credit is longer than customer credit by 25 days. Overall, WCR represents 33 days of revenue, i.e. 13 k€ to permanently finance. Over 2016-2023, WCR increased by +307%, requiring additional financing.
13 358 €
2 j
27 j
0 j
33 j
Based on 63 transactions of similar company sales
in 2023,
the value of ALTERNATIVE FINANCE is estimated at
22 248 €
(range 10 473€ - 43 624€).
With an EBITDA of 4 937€, the sector multiple of 1.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ALTERNATIVE FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of ALTERNATIVE FINANCE in 2023 is 146 k€.
ALTERNATIVE FINANCE recorded a net loss in 2023.
The headquarters of ALTERNATIVE FINANCE is located in PARIS (75006), in the department Paris.
The tax return of ALTERNATIVE FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ALTERNATIVE FINANCE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.