SIREN : 452358823
ALMA CAPITAL FINANCE is a French company founded 22 years ago, specialized in the sector Supports juridiques de programmes. Based in GRENOBLE (38000), this company of category PME shows in 2015 a revenue of 392 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2015 |
|---|---|
| Revenue | 391 764 € |
| Net income | -381 856 € |
| EBITDA | 234 595 € |
| Net margin | -97.5% |
In 2015, ALMA CAPITAL FINANCE achieves revenue of 392 k€. After deducting consumption (0 €), gross margin stands at 392 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 235 k€, representing 59.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -382 k€ (-97.5% of revenue), which will impact equity.
391 764 €
391 764 €
234 595 €
114 063 €
-381 856 €
59.9%
The debt ratio (= Financial debt / Equity x 100) stands at 934%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 54.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
933.873%
9.253%
53.992%
4.488
41.1%
In 2015, the debt ratio of ALMA CAPITAL FINANCE (933.87) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2015, the financial autonomy of ALMA CAPITAL FINANCE (9.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2015, the repayment capacity of ALMA CAPITAL FINANCE (4.49) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 173.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 217.3x. Operating income very largely covers interest expenses: high safety margin.
173.066
217.29
In 2015, the liquidity ratio of ALMA CAPITAL FINANCE (173.07) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2015, the interest coverage of ALMA CAPITAL FINANCE (217.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 126 days. Excellent situation: suppliers finance 118 days of the operating cycle (retail model). Overall, WCR represents 5 days of revenue, i.e. 6 k€ to permanently finance.
5 669 €
8 j
126 j
0 j
5 j
Based on 80 transactions of similar company sales
(all years),
the value of ALMA CAPITAL FINANCE is estimated at
188 215 €
(range 75 530€ - 548 526€).
With an EBITDA of 234 595€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ALMA CAPITAL FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Supports juridiques de programmes
The revenue of ALMA CAPITAL FINANCE in 2015 is 392 k€.
ALMA CAPITAL FINANCE recorded a net loss in 2015.
The headquarters of ALMA CAPITAL FINANCE is located in GRENOBLE (38000), in the department Isere.
The tax return of ALMA CAPITAL FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ALMA CAPITAL FINANCE operates in the sector Supports juridiques de programmes (NAF code 41.10D). See the 'Sector positioning' section above to compare the company with its competitors.